Cover the critical

‘Health is Wealth’ - a cliché statement that you first read in your junior school, is as true now as ever.

When someone in your family falls ill, you do not ring the bells of a temple or run barefoot to fetch a doctor (as shown in our bollywood movies). Today you know that unpredicted health problems are possible even during the least expected hours. And so, you have health insurance policies to face any such diverse situation.

According to data collated from various health reports by ICICI Prudential Life Insurance, by 2012, cancer and heart disease will constitute 37 per cent of the expenditure on patients admitted in hospitals.

At present, 30 per cent of heart attack patients are below 30 years and 18 per cent of the urban population has hypertension. So, where health insurance is not a new-fangled term for you, you are destined to meet the importance of ‘Critical illness cover’ in the very next lane.

Basic Beliefs

Following the basic beliefs related to the health insurance policies, yes, you are right, you need a common health insurance plan that can help you with the exorbitant healthcare costs. The market is flooded with various options and each one of them holds profiting features. Now it is on you to consider them and conclude to the best buying deal. However, unlike a health insurance, which covers your hospitalisation costs, a critical illness policy, or rider, could cover your financial loss arising out the ailment.

Critically Correct