Company Profile For Bank of Communications Co., Ltd.

Bank of Communications Co., Ltd. (the Bank) is principally engaged in banking and related financial services. The Bank's business is divided into four segments: personal banking, including personal savings in local and foreign currencies, bank card, personal lending and wealth management; corporate banking, comprised of deposit, financing, settlement, financial institutional banking and asset custody services; international banking, consisting of foreign exchange wealth management, document settlement, remittance and bill services, trade finance and offshore banking, and e-banking. As of December 31, 2008, there were 105 domestic branches, including 29 provincial branches, seven branches directly managed by head office, 69 provincial sub-branches and 2,636 outlets in 166 major cities in mainland China. The Bank also has seven branches in Hong Kong, New York, Tokyo, Singapore, Soul, Frankfort and Macao, and one representative office in London.

BRIEF: For the nine months ended 30 September 2009, Bank of Communications Co. Ltd. 's interest income decreased 2% to RMB85.44B. The Company's net interest income after LLP dropped 7% to RMB40.06B. Net income rose less than 1% to RMB22.97B. Interest income reflects a slight drop in loan business due to decreased interest rate. Net income for the period benefited from higher investment income, as well as the presence of foreign exchange gain.

Bank of Communications Co., Ltd.
No.188
Yincheng Zhong Road
Pudong District
Shanghai   SHA   200120
P: +8621.58766688
F: +8621.58798398

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