Company Profile For Shinsei Bank,Limited

Shinsei Bank, Limited is a Japan-based bank engaged in three business segments. The Banking segments is engaged in businesses including deposit, debt, loan and debt guarantee, domestic and foreign exchange, investments in marketable securities and trading securities, securitization, credit trading, nonrecourse financing, merger and acquisition (M&A), corporate rejuvenation, commercial financing and consumer financing, among others. The Securities segment is involved in the securitization, underwriting and sale of debt through its domestic consolidated subsidiary Shinsei Securities Co., Ltd. The Fiduciary segment is engaged in monetary claim trust, securities trust and fund trust businesses through its domestic consolidated subsidiary Shinsei Trust & Banking Co., Ltd. In addition, Shinsei Bank provides investment trust management and consultation services, credit collection services and others.

BRIEF: For the six months ended 30 September 2009, Shinsei Bank, Limited.'s interest income rose 22% to Y151.46B. Net interest income after LLP totaled Y74.13B, up from Y32.17B. Net income totaled Y11.06B, vs. a loss of Y19.28B. Net interest income after LLP reflects higher interest income on loans, benefits from lower interest expense on bond. Net income also benefits from the decreased fees and commissions expense.

Shinsei Bank,Limited
2-1-8 Uchisaiwai-cho
Chiyoda-ku   TKY   100-8501
P: +813.55115111

6970