Bank of Baroda is an India-based company. The Company's solutions includes personal banking, which includes deposits, retail loans, credit cards, debit card, lockers and other services; business banking, which includes deposits, loans and advances, services and lockers; corporate banking, which includes wholesale banking, deposits, appraisals and merchant banking, and cash management and remittances; international business, which includes non-resident Indian (NRI) services, offshore banking, export finance, import finance, correspondent banking, trade finance and international treasury; treasury banking, which includes domestic operations and forex operations, and rural banking, which includes deposits, loans, priority sector advances, services and lockers. As of March 31, 2009, the Company had deposits totaled approximately 1, 92, 396.95 crore. The Company’s international operations cover 25 countries through its 74 branches/offices.