Company Profile For EFG Eurobank Ergasias SA

EFG Eurobank Ergasias S.A. (the Bank) is a banking and financial services group located in Greece. The Bank provides Retail Banking, which includes consumer loans, mortgage loans, mutual funds and deposits; Professionals & Companies Banking, for small businesses with an annual turnover of up to EUR 2.5 million; Corporate Banking, offering depositary accounts, credit financing products, investment banking products, credit cards, brokerage, insurance, real estate portfolio management and leasing, among others; Private Banking, providing specialized services to clients, and Personal Banking, which includes personal banking officer, exclusive banking privileges, investment solutions and mortgage solutions. The Group operates through 1,700 branches, offices and subsidiaries in Greece and in Central, Eastern and Southeastern European countries such as Cyprus, Poland, Romania, Serbia, Turkey, Ukraine and Bulgaria.

BRIEF: For the nine months ended 30 September 2009, EFG EurobankErgasias S.A.'s net interest income decreased 2% to EUR1.73B. Net interest income after loan loss provisions decreased 35% to EUR880M. Net income for the period decreased 57% to EUR280M. Net interest income reflects decreased net interest income. Net income suffered from decreased net commission income, as well as lower income from dealing of securities.

EFG Eurobank Ergasias SA
Leoforos Amalias 20
Athens     105 57
P: +30210.337000
F: +30210.3233866

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