Company Profile For Faysal Bank Limited

Faysal Bank Limited (the Bank) is a Pakistan-based company. The Bank is engaged in commercial, consumer and corporate banking activities. The Bank has a branch network of 129 branches and operates two service centers. The Bank operates in four segments: corporate finance, trading and sales, retail banking and commercial banking. Corporate finance includes investment banking activities, such as mergers and acquisitions, underwriting, privatization, securitization, Initial Public Offers (IPO) and secondary private placements. Trading and sales undertakes the Bank's treasury, money market and capital market activities. Retail banking provides services to small borrowers namely, consumers, small and medium enterprises (SME) and borrowers' agriculture sector. It includes loans, deposits other transactions and balances with retail customers. Commercial banking includes loans, deposits, other transactions and balances with corporate customers.

BRIEF: For the nine months ended 30 September 2009, Faysal Bank Limited's interest income increased 30% to PKR12.49B. Net interest income after loan loss provision decreased 7% to PKR2.58B. Net income decreased 49% to PKR918.4M. Interest income reflects an increase in income from dealing in foreign currencies and higher fees offset by higher provision for loans & advances. Net income was offset by an increase in administration expenses.

Faysal Bank Limited
11/13 Trade Centre
I.I.Chundrigar Road
Karachi    
P: +9221.26388011
F: +9221.2637975

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