Company Profile For Kotak Mahindra Bank Ltd

Kotak Mahindra Bank Limited (the Bank) is a commercial bank. The Bank operates in eight segments: Treasury, Investments and Balance Sheet Management Unit (BMU), which includes dealing in debt, equity, money market, forex market, derivatives and investments; Retail Banking, which includes lending, commercial vehicle finance, personal loans and branch banking; Corporate Banking, which comprises wholesale borrowings and landings; Vehicle Financing, which comprises retail vehicle finance and wholesale trade finance; Other Lending Activities, which includes financing against securities, securitisation and other loans/services; Broking, which comprises brokerage income on market transactions; Advisory and Transactional Services, which provides financial advisory and transactional services, such as mergers and acquisition advice, Asset Management, which comprises management of investments, and Insurance, which includes life insurance. As of March 31, 2009, it had a network of 217 branches.

BRIEF: For the three months ended 30 June 2009, Kotak Mahindra Bank Limited's Net interest income increased 2% to RS10.63B. Net interest income after loan loss provision decreased 19% to RS4.34B. Net income increased 72% to RS2.57B. Net interest income reflects increased income on interest on advances, and was offset by decrease in interest expenses. Net income also reflects by an decrease in operating expenses.

Kotak Mahindra Bank Ltd
36-38A, Nariman Bhavan
227, Nariman Point
Mumbai     400 021
P: +9122.56581100
F: +9122.2285557

18000