Company Profile For Bankrate, Inc.

Bankrate, Inc. (Bankrate) owns and operates an Internet-based consumer banking and personal finance network (Online Network). The Company's flagship Website, Bankrate.com, collates data and information on more than 300 financial products and fees, including mortgages, credit cards, automobile loans, money market accounts, certificates of deposit, checking and automated teller machine (ATM) fees, home equity loans, and online banking fees. Bankrate also markets consumer and business credit cards, as well as insurance for auto, home, life, health, and long-term care. In addition, Bankrate provides financial applications and information to a network of online distribution partners and through national and state publications. On February 5, 2008, the Company acquired InsureMe, Inc. and Lower Fees, Inc. On September 5, 2008, Bankrate acquired LinkSpectrum Co. On September 23, 2008, the Company acquired Blackshore Properties, Inc.

BRIEF: For the six months ended 30 June 2009, Bankrate, Inc.'s revenues decreased 16% to $69.4M. Net income decreased 39% to $6.6M. Revenues reflect a decrease in graphic ad and lead generation revenue. Net income also reflects a rise in sales expenses, an increase in depreciation & amortization expenses, higher product development expenses and a decrease in interest income due to a decline in interest rates & lower cash balances.

Bankrate, Inc.
11760 U.S. Highway One
Suite 200
North Palm Beach   FL   33408
P: +1561.6302400
F: +1561.6277335

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