Company Profile For Sydbank A/S

Sydbank A/S (the Bank) is a Denmark-based bank. It is engaged in the provision of banking services mainly in the Danish regions of Jutland, the South of Funen and the North of Zealand, as well as Germany and Switzerland. Sydbank provides a range of financial services, including such business lines as corporate finance, trading and sales, retail brokerage, commercial banking, retail banking, payment and settlement, agency services, as well as asset management. Its clients comprise retail customers, private banking clients and corporate clients. As of December 31, 2008, the Bank operated through 115 customer branches, including three branches in Germany and Private Banking International (PBI) in Graasten, Denmark. In addition, Sydbank was operational through a subsidiary bank in Switzerland, two real property companies in Denmark, several associates, as well as an online banking facility.

BRIEF: For the nine months ended 30 September 2009, Sydbank A/S' interest income decreased 16% to DKR4.54B. Net interest income after loan loss provision decreased 17% to DKR1.59B. Net income for the period decreased 24% to DKR564M. Interest income reflects decreased income from derivatives. Net income for the period suffered from a decrease in fees and commission income and the presence of other expenses.

Sydbank A/S
Peberlyk 4
Postboks 1038
Aabenraa     6200
P: +4574.363636
F: +4574.363536

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