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The secret at the world's most expensive bank

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A customer walks out of a HDFC Bank branch as another deposits a cheque at a counter in Mumbai November 17, 2012. REUTERS/Vivek Prakash

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A customer walks outside an HDFC Bank branch in Mumbai November 17, 2012. REUTERS/Vivek Prakash

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Personal bankers wait for customers at the reception of a HDFC Bank branch in Mumbai November 17, 2012. REUTERS/Vivek Prakash

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A general view shows a HDFC Bank branch and office in Mumbai November 17, 2012. REUTERS/Vivek Prakash

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