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Ratnakar Bank finds profits where others fear to tread

A customer waits to deposit money at a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files

A customer waits to deposit money at a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files
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The Ratnakar Bank branch building is pictured in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files

The Ratnakar Bank branch building is pictured in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files
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Pamphlets are kept on display inside a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files

Pamphlets are kept on display inside a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files
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A customer waits to deposit money at a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files

A customer waits to deposit money at a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files
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A teller counts currency notes at a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files

A teller counts currency notes at a Ratnakar Bank branch in Mumbai, January 24, 2013. REUTERS/Vivek Prakash/Files
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