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The secret at the world's most expensive bank

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� Vivek Prakash / Reuters

A customer walks out of a HDFC Bank branch as another deposits a cheque at a counter in Mumbai November 17, 2012. REUTERS/Vivek Prakash

A customer walks out of a HDFC Bank branch as another deposits a cheque at a counter in Mumbai November 17, 2012. REUTERS/Vivek Prakash
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� Vivek Prakash / Reuters

A customer walks outside an HDFC Bank branch in Mumbai November 17, 2012. REUTERS/Vivek Prakash

A customer walks outside an HDFC Bank branch in Mumbai November 17, 2012. REUTERS/Vivek Prakash
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VIVEK PRAKASH

Personal bankers wait for customers at the reception of a HDFC Bank branch in Mumbai November 17, 2012. REUTERS/Vivek Prakash

Personal bankers wait for customers at the reception of a HDFC Bank branch in Mumbai November 17, 2012. REUTERS/Vivek Prakash
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� Vivek Prakash / Reuters

A general view shows a HDFC Bank branch and office in Mumbai November 17, 2012. REUTERS/Vivek Prakash

A general view shows a HDFC Bank branch and office in Mumbai November 17, 2012. REUTERS/Vivek Prakash
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