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India

Consumer Portfolio Services Inc (CPSS.OQ)

CPSS.OQ on NASDAQ Stock Exchange Global Market

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7 Aug 2020
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Summary

Name Age Since Current Position

Charles Bradley

59 2001 Chairman of the Board, President, Chief Executive Officer

Jeffrey Fritz

59 2013 Chief Financial Officer, Executive Vice President

Michael Lavin

46 2019 Chief Operating Officer, Executive Vice President, Chief Legal Officer

Danny Bharwani

51 2016 Senior Vice President - Finance

Mark Creatura

59 1996 Senior Vice President, General Counsel

John Harton

54 2014 Senior Vice President - Marketing

Curtis Powell

62 2010 Senior Vice President - Project Development

Teri Robinson

56 2007 Senior Vice President - Originations

Laurie Straten

52 2013 Senior Vice President - Servicing

Christopher Terry

51 2017 Senior Vice President - Risk Management s

Chris Adams

70 2007 Independent Director

Brian Rayhill

56 2006 Independent Director

William Roberts

81 1991 Independent Director

Gregory Washer

57 2007 Independent Director

Daniel Wood

60 2001 Independent Director

Biographies

Name Description

Charles Bradley

Mr. Charles E. Bradley Jr. serves as Chairman of the Board, President, Chief Executive Officer of the Company. He has been the President and a director of the Company since its formation in March 1991, and was elected Chairman of the Board of Directors in July 2001. Mr. Bradley has been the Company's Chief Executive Officer since January 1992. From April 1989 to November 1990, he served as Chief Operating Officer of Barnard and Company, a private investment firm. From September 1987 to March 1989, Mr. Bradley, Jr. was an associate of The Harding Group, a private investment banking firm. Having been with the Company since its inception, Mr. Bradley brings comprehensive knowledge of the Company’s business, structure, history and culture to the Board and the Chairman position.

Jeffrey Fritz

Mr. Jeffrey P. Fritz serves as Chief Financial Officer, Executive Vice President of the Company. Prior to that, he was Senior Vice President and Chief Financial Officer since April 2006. He was Senior Vice President of Accounting from August 2004 through March 2006 and served as a consultant to us from May 2004 to August 2004. He also served as our Chief Financial Officer from our inception through May 1999. He is a licensed Certified Public Accountant and has previously practiced public accounting.

Michael Lavin

Mr. Michael T. Lavin serves as Chief Operating Officer, Executive Vice President, Chief Legal Officer of the Company. Prior to that, he was our Senior Vice President – General Counsel since March 2013, Senior Vice President and Corporate Counsel since May 2009 and our Vice President- Legal since joining the Company in November of 2001. Mr. Lavin was previously engaged as a law clerk and an associate with the San Diego based large law firm (now defunct) of Edwards, Sooy & Byron from 1996 through 2000 and then as an associate with the Orange County based firm of Trachtman & Trachtman from 2000 through 2001. Mr. Lavin also clerked for the San Diego District Attorney’s office and Orange County Public Defender’s office.

Danny Bharwani

Mr. Danny Bharwani serves as Senior Vice President - Finance of the Company. Previously, he was our Vice President – Finance from June 2002. He joined us as Assistant Controller in August 1997. Mr. Bharwani was previously employed as Assistant Controller at The Todd-AO Corporation, from 1989 to 1997.

Mark Creatura

Mr. Mark A. Creatura serves as Senior Vice President, General Counsel of the Company. From October 1993 through October 1996, he was Vice President and General Counsel at Urethane Technologies, Inc., a polyurethane chemicals formulator. Mr. Creatura was previously engaged in the private practice of law with the Los Angeles law firm of Troy & Gould Professional Corporation, from October 1985 through October 1993.

John Harton

Mr. John P. Harton serves as Senior Vice President - Marketing of the Company. Prior to that, he held the position of Vice President – Marketing since April 2010. He joined the Company in April 1996 as a loan officer, held a series of successively more responsible positions, and was promoted to Vice President - Originations in June 2007. Mr. Harton was previously a branch manager with American General Finance from 1990 to March 1996.

Curtis Powell

Mr. Curtis K. Powell serves as Senior Vice President - Project Development of the Company. Previously he was our Senior Vice President – Marketing from March 2007 to May 2010. Prior to that, he was our Senior Vice President of Originations from June 2001 to March 2007. Prior to that, he was our Senior Vice President – Marketing, from April 1995 to June 2001. He joined us in January 1993 as an independent marketing representative until being appointed Regional Vice President of Marketing for Southern California in November 1994. From June 1985 through January 1993, Mr. Powell was in the retail automobile sales and leasing business.

Teri Robinson

Ms. Teri L. Robinson serves as Senior Vice President - Originations of the Company. Prior to that, she held the position of Vice President of Originations since August 1998. She joined the Company in June 1991 as an Operations Specialist, and held a series of successively more responsible positions. Previously, Ms. Robinson held an administrative position at Greco & Associates.

Laurie Straten

Ms. Laurie A. Straten serves as Senior Vice President - Servicing of the Company. Prior to that, she was our Senior Vice President of Asset Recovery since April 2013, and before that she held the position of Vice President of Asset Recovery starting in April 2005. She started with the Company in March 1996 as a bankruptcy specialist and took on more responsibility within Asset Recovery over time. Prior to joining CPS she worked for the FDIC and served in the United States Marine Corps.

Christopher Terry

Mr. Christopher Terry serves as Senior Vice President - Risk Management s of the Company. Prior to that he was our Senior Vice President of Servicing from May 2005 to August 2013. He was Senior Vice President of Asset Recovery from August 2013 to May 2017 and from January 2003 to May 2005. He joined us in January 1995 as a loan officer, held a series of successively more responsible positions, and was promoted to Vice President - Asset Recovery in June 1999. Mr. Terry was previously a branch manager with Norwest Financial from 1990 to October 1994.

Chris Adams

Mr. Chris A. Adams serves as Independent Director of the Company. Since 1982 he has been the owner and chief executive of Latrobe Pattern Company and K Castings Inc., which are firms engaged in the business of fabricating metal parts. With his experience as chief executive of manufacturing companies, Mr. Adams contributes to the Company’s Board significant organizational and operational management skills.

Brian Rayhill

Mr. Brian J. Rayhill serves as Independent Director of the Company. Mr. Rayhill has been a practicing attorney in New York State since 1988. As an experienced advocate, counselor and litigator, Mr. Rayhill brings legal knowledge and perspective to the Company’s Board.

William Roberts

Mr. William B. Roberts serves as Independent Director of the Company. Since 1981, he has been the President of Monmouth Capital Corp., an investment firm that specializes in management buyouts. Having spent decades in the business of finance, Mr. Roberts brings to the Company’s Board his perspective and judgment regarding means of financing its business.

Gregory Washer

Mr. Gregory S. Washer serves as Independent Director of the Company. He was the president and owner of Clean Fun Promotional Marketing, a promotional marketing company, from its founding in 1986 through its sale in September 2014. He continued to act as president of Clean Fun through August 2017, and is now retired. With his experience in promotions and marketing, Mr. Washer contributes to the Board significant organizational and operational management skills, combined with a wealth of experience in promotion and marketing of services.

Daniel Wood

Mr. Daniel S. Wood serves as Independent Director of the Company. Mr. Wood was president of Carclo Technical Plastics, a manufacturer of custom injection moldings, from September 2000 until his retirement in April 2007. Previously, from 1988 to September 2000, he was the chief operating officer and co-owner of Carrera Corporation, the predecessor to the business of Carclo Technical Plastics. As president of Carclo, Mr. Wood was responsible for the overall operation of that company and for the quality and integrity of its financial statements. He brings to the Board the knowledge and perspective useful in evaluating the Company’s financial statements, and broad organizational and management skills