Edition:
India

CreditAccess Grameen Ltd (CRDE.NS)

CRDE.NS on National Stock Exchange of India

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Summary

Name Age Since Current Position

Vinatha Reddy

Chairman of the Board, Founder, Promoter

Udaya Hebbar

2016 Chief Executive Officer, Managing Director, Director

B. Diwakar

Chief Financial Officer

Gururaj Rao

Senior Vice President - Internal Audit & Risk Management

M. J. Prakash

2020 Compliance Officer, Company Secretary

Suresh Krishna

2016 Co-Promoter & Director

Biographies

Name Description

Vinatha Reddy

Ms. Vinatha M. Reddy is the Chairman of the Board, Founder, Promoter of Grameen Financial Services Pvt Ltd. She has been in the developmental field since 1995. Since 1996, she has focused on microcredit, studying the Grameen Bank model. Additionally, she has also studied ASA (Activists for Social Alternatives) and SHARE (Society for Helping, Awakening Rural Poor through Education). In 1998, she attended the Grameen International Dialogue Program (Dhaka), a two-week immersion training course on the Grameen methodology. She has attended the Microcredit Summit Conferences in New York City, Delhi, and Dhaka.

Udaya Hebbar

Mr. Udaya Kumar Hebbar serves as Chief Executive Officer, Managing Director, Director of the Company. He has been successfully leading CreditAccess Grameen since 2010 and has played a key role in the Company’s position today as one of the country’s largest NBFC-MFIs. He has over 33 years of professional experience and has previously worked with various organizations. He has served as the Head of Commercial and Banking Operations at Barclays Bank PLC, Mumbai for 3 years. He also served at Corporation Bank for a period of over 10 years. He was also associated with ICICI Bank for over 12 years.

B. Diwakar

Mr. B. R. Diwakar is the Chief Financial Officer of the Company. Mr. Diwakar joined us with a work experience of over 22 years in the Finance field, having worked with an array of organizations starting with LIC of India. He has worked with SIDBI in SME finance in different parts of the country and Micro credit department having led relations with may big microfinance institutions. He thereafter joined ICICI Bank as Head-Credit & Risk for Microfinance products and oversaw the all-India operations. He subsequently joined ACCION and worked in establishing the Individual Lending business in collaboration with YES Bank in Mumbai. He then worked with IFMR Trust, initially as Head-Products at IFMR Rural Finance and later at IFMR Capital as Head of Monitoring & Surveillance in Risk Management Department. Mr. Diwakar holds a Post-Graduate degree in Commerce from Osmania University and JAIIB with Indian Institute of Bankers.

Gururaj Rao

Mr. Gururaj K. S. Rao is the Senior Vice President - Internal Audit & Risk Management of the Company. Mr. Gururaj joined us with more than 16 years of experience in finance, internal audit and management in growth-oriented organizations that offered challenging, diverse responsibilities that improved his skills and knowledge in the field. His expertise and experience in the field of Internal Audit and Risk Management, exposure to different organizations has provided a niche for Grameen Koota’s operations. He is a Certified Internal Auditor (CIA) from the Institute of Internal Auditors, (Illinois, USA), AMFI Advisor and Certified Financial Analyst –Level 1(CFA Institute, USA). He has been with Grameen Koota since July 2009.

M. J. Prakash

Suresh Krishna

Mr. Suresh K. Krishna is the Co-Promoter & Director of Grameen Financial Services Pvt Ltd. He has been with the company since its inception in 1999. He has a background in teaching and entered the field of development in 1997. Previously, he worked for an NGO that focused on micro enterprise development, non-formal education and also on the promotion of women self-help groups. He has also founded and run small business enterprises in computer education, industrial safety products and consultation in local area networks in companies. He has over 11 years of experience in microfinance and 3 years' experience in NBFC. Mr. Suresh has studied microcredit at various international microfinance institutions. He has studied international microfinance models and strategies from several reputed establishments including Grameen Bank, Bankakademie, Germany and Harvard Business School, United States.

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