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America's CAR-MART Inc (CRMT.OQ)

CRMT.OQ on NASDAQ Stock Exchange Global Select Market

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Summary

Name Age Since Current Position

Jeffrey Williams

54 2018 President, Chief Executive Officer, Secretary, Director

Vickie Judy

51 2018 Chief Financial Officer

Leonard Walthall

2016 Field Operations Officer

Daniel Englander

48 2007 Independent Director

Kenneth Gunderman

46 2014 Independent Director

Robert Smith

65 2009 Independent Director

Jim Von Gremp

66 2015 Independent Director

Joshua Welch

53 2018 Independent Director

Biographies

Name Description

Jeffrey Williams

Mr. Jeffrey A. Williams is re-designated as President, Chief Executive Officer, Secretary, Director of the Company effective January 1, 2018. He is currently serves as President, Chief Financial Officer, Secretary, Director of the Company. Mr. Williams has served as President of the Company since March 2016 and as Chief Financial Officer and Secretary of the Company since October 2005. Mr. Williams has also served as a director of the Company since August 2011. Mr. Williams is a Certified Public Accountant and prior to joining the Company, his experience included approximately seven years in public accounting with Arthur Andersen & Co. and Coopers and Lybrand LLC in Tulsa, Oklahoma and Dallas, Texas. His experience also includes approximately five years as Chief Financial Officer and Vice President of Operations of Wynco, LLC, a nationwide distributor of animal health products.

Vickie Judy

Ms. Vickie D. Judy has been appointed as Chief Financial Officer of the Company effective January 1, 2018. Ms. Judy has served as Principal Accounting Officer of the Company since March 2016 and Vice President of Accounting since August 2015. Since joining Car-Mart in May 2010, Ms. Judy has also served as Controller and Director of Financial Reporting. Ms. Judy is a Certified Public Accountant and prior to joining the Company her experience included approximately five years in public accounting with Arthur Andersen & Co. and approximately 17 years at National Home Centers, Inc., a home improvement products and building materials retailer, most recently as Vice President of Financial Reporting.

Leonard Walthall

Mr. Leonard Walthall Henderson is Field Operations Officer of the company. He has been with the Company for over 27 years and has had tremendous success both as a General Manager and for the last six years as a Regional Vice President. Jeff Williams, our Chief Financial Officer for the last 10 years, will assume additional responsibilities as our President.

Daniel Englander

Mr. Daniel J. Englander is an Independent Director of the company, since February 2007. Mr. Englander is the founder and currently the Managing Partner of Ursula Capital Partners, an investment management partnership founded in 2004. From January 2005 to June 2006, Mr. Englander was a partner of Prescott Securities, an investment fund, and from October 1994 to January 2005, he was employed by Allen & Company, an investment merchant bank, most recently as Managing Director. Mr. Englander is also currently on the board of directors of Copart, Inc. and previously served as a director of Healthways, Inc., for a portion of 2014. Mr. Englander’s qualifications to serve on the board include his financial and investment experience. He also brings operational and strategic expertise, as well as business development expertise, to the board.

Kenneth Gunderman

Mr. Kenny A. Gunderman is an Independent Director of the company, since July 2014. Mr. Gunderman currently serves as President and Chief Executive Officer of Communications Sales & Leasing, Inc. From 2006 to March 2015, Mr. Gunderman was employed by Stephens Inc. most recently as the Executive Vice President and Co-Head of Investment Banking. Prior to joining Stephens, Mr. Gunderman was a member of the Telecom Investment Banking Group at Lehman Brothers. He also previously worked at KPMG as a Certified Public Accountant. Mr. Gunderman is currently on the boards of directors of the Arkansas Game and Fish Commission and Communications Sales & Leasing, Inc., and is on the Board of Trustees of Hendrix College.

Robert Smith

Mr. Robert Cameron Smith is an Independent Director of the company, since December 2009. Mr. Smith is the founder and President of Cameron Smith & Associates, Inc., an executive recruiting firm located in Bentonville, Arkansas that he founded in 1994. He has over 20 years of experience in executive searching, beginning with Career Consultants in Southern California before starting his own agency in Los Angeles, California. He has become a leader in the retail supplier community, and is actively involved in efforts to enhance the technology, international trade opportunities and higher education resources available to world-class companies working in conjunction with major retailers.

Jim Von Gremp

Mr. Jim Von Gremp is an Independent Director of the Company. He is a real estate investor, communication consultant, and former Wal-Mart executive. While with Wal-Mart he served in various areas including accounting, auditing, treasury, employee benefits, training/development, and public/corporate affairs. He was a member of the Board of Trustees of the University of Arkansas System from March 2005 to March 2016, serving as Chairman in 2014 and has been a Board Member of Arvest Bank-Benton County since 2004. He serves as a member of the Arkansas Department of Higher Education Coordinating Board having been appointed in March 2016. Mr. von Gremp was Chairman of the Arkansas Public Service Commission from 1999-2000, and served as Executive Director of Governmental Operations for the State of Arkansas, Governor's Office under Governor Mike Huckabee from 1996-1997, and represented Arkansas District 2 (Benton County) from 1993-1996 as a State Representative. He is a Certified Public Accountant-Retired.

Joshua Welch

Mr. Joshua G. Welch is Independent Director of the company. He is the founder and currently the Managing Partner of Vicuna Capital I, LP, an investment management partnership founded in 1998. From June 1990 to June 1998, Mr. Welch was a securities analyst with the Tisch Family Interests, where he served on the board of Equimark Corp, a publicly-traded national bank. Mr. Welch's qualifications to serve on the board include his financial and analytical skills. Mr. Welch is a graduate of Williams College and Columbia Business School and has served on numerous charitable boards.

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