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Housing Development Finance Corporation Ltd (HDFC.NS)

HDFC.NS on National Stock Exchange of India

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14 Aug 2020
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Summary

Name Age Since Current Position

Deepak Parekh

75 2009 Non-Executive Non-Independent Chairman of the Board

Keki Mistry

65 2010 Executive Vice Chairman of the Board, Chief Executive Officer

R. Arivazhagan

2017 Chief Information Technology Officer, Member of the Executive Management

Ajay Agarwal

2015 Compliance Officer, Company Secretary

Mathew Joseph

2019 Chief Risk Officer, Member of Executive Management

Renu Karnad

67 2010 Managing Director, Executive Director

Harini Anand

General Manager

Vikas Bajpai

General Manager - Credit Risk Management

Pawandeep Bawa

General Manager & Business Head

Praveen Bhalla

2019 Senior General Manager - Human Resources

Satrajit Bhattacharya

Additional Senior General Manager-Treasury

Shalin Desai

General Manager

Rosy Dias

General Manager - Executive Secretary to Chairman

Varghese George

General Manager & Business Head - Kochi

Santosh Gopalkrishnan

General Manager & National Head – Marketing and Business Development

Trupti Gore

General Manager

Ankur Gupta

Additional Senior General Manager - Corporate Lending, New Delhi

Arjun Gupta

Additional Senior General Manager - Policy Implementation & Process Monitoring

Dipta Gupta

2019 Senior General Manager - Accounts & Information Technology

Roshan Gupta

General Manager

Sanjay Joshi

Additional Senior General Manager & Regional Business Head - Rajasthan

Vinayak Mavinkurve

Senior General Manager - Corporate Lending

Rajiv Mittal

General Manager

Sonal Modi

2019 Senior General Manager & Regional Business Head - Pune and Nashik

Vinayak Parkhi

General Manager - Regional Business Head – Operations, Indore

T. Ravishankar

General Manager - Accounts, Chennai

Subodh Salunke

2019 Senior General Manager - Regional Business Head - Mumbai & Vidarbha

R. Sankaranarayanan

2019 Senior General Manager - Information Technology

Mahesh Shah

General Manager - Public Relations

Sunil Shaligram

2019 Senior General Manager - Project Finance & Technical Services

Anjalee Tarapore

General Manager

Sujir Udayanand

Additional Senior General Manager - IT (User Support Group)

Koduvayur Vishwanathan

Additional Senior General Manager - Executive Secretary to Chairman

V. Srinivasa Rangan

60 2010 Executive Director

Conrad D'Souza

2016 Chief Investor Relations Officer, Member of Executive Management

Madhumita Ganguli

2011 Member of Executive Management

Sudhir Jha

2019 Associate Member of Executive Management

K. Suresh Kumar

2019 Associate Member of Executive Management

Suresh Menon

2012 Member of Executive Management

Rajeev Sardana

2019 Member of Executive Management

Dilip Shetty

2019 Associate Member of Executive Management

Jalaj Dani

50 2018 Non-Executive Independent Director

Bhaskar Ghosh

60 2018 Non-Executive Independent Director

J. Irani

83 2008 Non-Executive Independent Director

Nasser Munjee

67 1998 Non-Executive Independent Director

Upendra Sinha

68 2018 Non-Executive Independent Director

Ireena Vittal

51 2019 Non-Executive Independent Director

Biographies

Name Description

Deepak Parekh

Mr. Deepak S. Parekh serves as Non-Executive Non-Independent Chairman of the Board of the Company. Mr. Parekh joined the Corporation in a senior management position in 1978. He was inducted as a whole-time director of the Corporation in 1985 and subsequently appointed as the Managing Director of the Corporation (designated as 'Chairman') in 1993. He retired as the Managing Director on December 31, 2009. He was appointed as a Non- Executive Director of the Corporation with effect from January 1, 2010. He is also the Chairman of the Corporate Social Responsibility Committee of Directors. Mr. Parekh has been honoured with several awards and accolades viz. Padma Bhushan, one of the highest civilian awards by Government of India in 2006; Bundesverdienstkreuz Germany's Cross of the Order of Merit, one of the highest distinction by the Federal Republic of Germany in 2014; Knight in the Order of the Legion of Honour, one of the highest distinctions by the French Republic in 2010; first of a network of international ambassadors for championing London across the globe by the Mayor of London in 2017; first international recipient of the Outstanding Achievement Award by Institute of Chartered Accountants in England and Wales in 2010 and Lifetime Achievement Award at th CNBC TV18's 15 India Business Leader Awards, 2020.

Keki Mistry

Mr. Keki Minoo Mistry CPA serves as Executive Vice Chairman of the Board, Chief Executive Officer of the Company. Mr. Mistry joined the Corporation in 1981. He was appointed as the Executive Director of the Corporation in 1993, as the Deputy Managing Director in 1999 and as the Managing Director in 2000. He was re-designated as the Vice Chairman & Managing Director of the Corporation in October 2007. Mr. Mistry has been the Vice Chairman & Chief Executive Officer of the Corporation with effect from January 1, 2010. He is currently the Chairman of CII National Council on Corporate Governance and a member of Primary Markets Advisory Committee set up by the Securities and Exchange Board of India (SEBI). He was also a member of the Committee of Corporate Governance set up by the SEBI. Mr. Mistry is a member of the Corporate Social Responsibility Committee of Directors and the Risk Management Committee. Mr. Mistry is a Fellow of The Institute of Chartered Accountants of India. He is an expert in finance, accountancy, audit, economics, consumer behaviour, sales & marketing, corporate governance, risk management and strategic thinking. He has vast experience in housing finance, real estate and infrastructure sector.

R. Arivazhagan

Mr. R. Arivazhagan serves as Chief Information Technology Officer, Member of the Executive Management of the Company. He is a Member of Executive Management of the Corporation and is heading the Information Technology Department of the Corporation and HDFC Mutual Fund. He holds a post graduate diploma in Management from IIM Calcutta. He has been associated with the Corporation since 1986.

Ajay Agarwal

Mr. Ajay Agarwal serves as Compliance Officer, Company Secretary of the Company. He has been associated with the Corporation since September 2000. He has been appointed as the Company Secretary and the key managerial person of the Corporation with effect from March 20, 2015. He is responsible for ensuring compliances with the applicable corporate and securities laws, secretarial standards etc. He is also the Compliance Officer of the Corporation under the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, SEBI (Prohibition of Insider Trading) Regulations, 2015 and SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993.

Mathew Joseph

Mr. Mathew Joseph serves as Chief Risk Officer, Member of Executive Management of the Company. He is a member of the Institute of Chartered Accountants of India. He has been associated with the Corporation since 1988. Prior to being appointed as Chief Risk Officer of the Corporation he was responsible for the operations and business of the Corporation in the States of Tamil Nadu, Andhra Pradesh and Telangana. He is also a member of a group formulating policies and processes for individual loans. He has been involved in consultancy assignments undertaken by the Corporation in Africa and Asia to support and establish their housing finance institutions.

Renu Karnad

Mrs. Renu Sud Karnad serves as Managing Director, Executive Director of the Company. She joined the Corporation in 1978 and was appointed as the Executive Director of the Corporation in 2000, re-designated as the Joint Managing Director of the Corporation in October 2007. Ms. Karnad has been the Managing Director of the Corporation with effect from January 1, 2010. Ms. Karnad is a member of the Corporate Social Re s p o n s i b i l i t y C o m m i t te e o f D i r e c to r s , R i s k Management Committee and IT Strategy Committee of the Corporation. Ms. Karnad is currently the President of the International Union for Housing Finance (IUHF), an association of global housing finance firms. Ms. Karnad holds a Master's degree in Economics from the University of Delhi and a Bachelor's degree in law from the University of Mumbai. She is a Parvin Fellow – Woodrow Wilson School of Public and International Affairs, Princeton University, USA. She is an expert in finance, economics, sales & marketing, human resources and risk management. She has vast experience in housing finance, real estate and infrastructure sector.

Harini Anand

Vikas Bajpai

Pawandeep Bawa

Mr. Pawandeep Singh Bawa serves as General Manager & Business Head of the Company. He holds a degree in Economics with a Master’s Degree in Business Administration. He has been associated with the Corporation since 1996. His responsibilities include strategic planning and budgeting for achieving business objectives, profit center functions, business operations, and credit administration in the region. Besides, he has been part of teams formed for process improvements within HDFC.

Praveen Bhalla

Mr. Praveen Kumar Bhalla serves as Senior General Manager - Human Resources of the Company. He holds a Bachelor’s degree in Commerce from Shri Ram College of Commerce. He has been associated with the Corporation since 1983. He is a member of the Identification Committee (Wilful Defaulters), Whistle Blower Complaints Committee, Internal Complaints Committee and the Information Security Steering Committee of the Corporation. He has also been involved in the development and execution of training programmes in Indonesia.

Satrajit Bhattacharya

Mr. Satrajit Bhattacharya serves as Additional Senior General Manager-Treasury of the Company. He holds a Bachelor’s degree in English Literature from the North Eastern Hill University, Shillong and an MBA (Finance) from the University of Delhi, South Campus. He looks after the investments of the Corporation in portfolio companies as well as in the subsidiaries of the Corporation.

Shalin Desai

Rosy Dias

Varghese George

Mr. Varghese George serves as General Manager & Business Head - Kochi of the Company. He holds a Master’s degree in Business Administration from School of Management Studies, and also holds a Bachelor’s degree in Commerce from Baselius College, Kottayam. He has been associated with the Corporation since 1988.

Santosh Gopalkrishnan

Mr. Santosh Gopalkrishnan serves as General Manager & National Head – Marketing and Business Development of the Company. He has a Graduation degree from Mumbai University and has a work experience of over two decades in the BFSI sector. He is heading the Business Development function of the Corporation and is also responsible for overseeing all Channels sourcing retail loans, digital reach out and the communications vertical for driving the retail loan business.

Trupti Gore

Ankur Gupta

Mr. Ankur Gupta serves as Additional Senior General Manager - Corporate Lending, New Delhi of the Company. He is a member of the Institute of Chartered Accountants of India and holds a Bachelor’s degree in Commerce. He has been associated with the Corporation since 1997 and has over 20 years of work experience. He is responsible for overseeing the Non-Individual business at New Delhi and is also involved in discussion and sanctioning of high value Individual loans.

Arjun Gupta

Mr. Arjun Gupta serves as Additional Senior General Manager - Policy Implementation & Process Monitoring of the Company. He is an Associate member of the Institute of Chartered Accountants of India and holds a Bachelor’s of Commerce degree from University of Calcutta (St. Xavier’s College, Kolkata). He has qualified in the final examination of the Institute of Cost Accountants of India (previously known as The Institute of Cost and Works Accountants of India) and has also successfully completed The Certificate Programme in General Management for Executives (CPGME) from IIM Lucknow. He has been associated with the Corporation since 1996 and has over 26 years of work experience. He is a member of the IT Steering Committee and Business Continuity Management Committee of the Corporation.

Dipta Gupta

Mr. Dipta Bhanu Gupta serves as Senior General Manager - Accounts & Information Technology of the Company. He is Senior General Manager – Accounts & IT (USG), is a member of the Institute of Chartered Accountants of India and holds a Bachelor’s degree in Commerce from St Xavier’s College under University of Calcutta. He has been associated with the Corporation since 1992 and has total work experience of over 26 years. He is a member of the Allotment Committee – Debt Securities of the Corporation.

Roshan Gupta

Sanjay Joshi

Mr. Sanjay Joshi serves as Additional Senior General Manager & Regional Business Head - Rajasthan of the Company. He holds a Bachelor’s Degree in Civil Engineering from Institution of Engineers (India). He has been associated with the Corporation since 1985 & has over 30 years work experience in Housing & real estate industry.

Vinayak Mavinkurve

Mr. Vinayak R. Mavinkurve serves as Senior General Manager - Corporate Lending of the Company. He has an Engineering Degree from Victoria Jubilee Technical Institute (VJTI) and an MMS degree from Narsee Monjee Institute of Management Studies (NMIMS), Mumbai and has a work experience of over 25 years in the BFSI sector. He is responsible for sourcing and managing the Corporate Lending business of the Corporation.

Rajiv Mittal

Sonal Modi

Ms. Sonal Modi serves as Senior General Manager & Regional Business Head - Pune and Nashik of the Company. She holds a Master’s Degree in Business Administration and a Bachelor’s degree in Commerce and Law. She has been associated with the Corporation since 1982. She is a member of the Internal Complaints Committee of the Corporation.

Vinayak Parkhi

Mr. Vinayak P. Parkhi serves as General Manager - Regional Business Head – Operations, Indore of the Company. He is a member of the Institute of Chartered Accountants of India and also holds a Bachelor’s degree in Commerce. He has been associated with the Corporation since 1992 and has over 29 years of work experience.

T. Ravishankar

Mr. T. Ravishankar serves as General Manager - Accounts, Chennai of the Company. He is a member of the Institute of Chartered Accountants of India and holds a Bachelor’s degree in Mathematics from D.B. Jain College. He has been associated with the Corporation since 1988 and has over 30 years of work experience. He is responsible for Accounting functions of Chennai and Coimbatore Branches.

Subodh Salunke

Mr. Subodh Salunke serves as Senior General Manager - Regional Business Head - Mumbai & Vidarbha of the Company. His responsibilities include development of Business for HDFC in Mumbai and Vidarbha Region in Maharashtra. He has also worked in Management Services Division of HDFC. He is also responsible for Operations Training at an all-India level. He has also been instrumental in the development and execution of domestic and international training programmes. He holds a Master’s Degree in Management Studies from Sydenham Institute of Management and a Bachelor’s degree in Commerce. He has been associated with the Corporation since 1988.

R. Sankaranarayanan

Mr. R. Sankaranarayanan serves as Senior General Manager - Information Technology of the Company. He has done Master’s in Administrative Management from Mumbai University and holds a Bachelor’s degree in Science. He has also passed CISA (Certified Information Systems Auditor) in 2002. He has been associated with the Corporation since April 1991 and has over 25 years of work experience. He is responsible for managing overall IT functions for HDFC & HDFC-AMC and his main responsibilities are infrastructure management and IT Security for the organization, apart from giving guidance and support for various IT applications.

Mahesh Shah

Mr. Mahesh H. Shah serves as General Manager - Public Relations of the Company. He holds a Master’s Degree in Marketing Management from Narsee Monjee College, Mumbai, and a Bachelor’s degree of Law from the Government Law College, Mumbai. He has been associated with the Corporation since 1986. He is responsible for Media Relations.

Sunil Shaligram

Mr. Sunil V. Shaligram serves as Senior General Manager - Project Finance & Technical Services of the Company. He holds a Bachelor’s degree in Civil Engineering and Diploma in Business Management. He has been associated with the Corporation since 1983. His responsibilities include credit evaluation of property developers, debt financing for real estate projects and evaluation of market trends in the real estate scenario.

Anjalee Tarapore

Sujir Udayanand

Mr. Sujir Udayanand serves as Additional Senior General Manager - IT (User Support Group) of the Company. He holds a Bachelor’s degree of Commerce and a Post Graduate Diploma in Management Studies from the University of Mumbai and a Diploma in Computer Programming & Business Analysis. He has been associated with the Corporation since 1980. He is responsible for design, development and maintenance of Accounting systems for Retail loans and its All India User Support, Training for Accounting and allied functions.

Koduvayur Vishwanathan

Mr. Koduvayur Viswanathan Vishwanathan serves as Additional Senior General Manager - Executive Secretary to Chairman of the Company. He holds a Bachelor’s degree in Commerce and has done Diploma in Financial Management and Post Graduate Diploma in Business Administration from Symbiosis Centre for Distance Learning, Pune. He has been associated with the Corporation since 1983 and has over 39 years of work experience.

V. Srinivasa Rangan

Mr. V. Srinivasa Rangan serves as Executive Director of the Company. Mr. Rangan joined the Corporation in 1986 and has served in Delhi Region and was the Senior General Manager – Corporate Planning & Finance function since 2001. He is the Executive Director of the Corporation since January 1, 2010. He is also the Chief Financial Officer of the Corporation and is responsible for mobilisation of funds for the Corporation, investments and asset liability management. Mr. Rangan is also a member of the Stakeholders Relationship Committee of Directors, Corporate Social Responsibility Committee of Directors and the Risk Management Committee. Mr. Rangan holds a Bachelor's degree in Commerce and is an Associate of The Institute of Chartered Accountants of India. He is an expert in finance, accountancy, audit, economics, corporate governance, legal & regulatory compliance, risk management and strategic thinking. He has vast experience in housing finance and real estate sector.

Conrad D'Souza

Mr. Conrad D'Souza serves as Chief Investor Relations Officer, Member of Executive Management of the Company. His responsibilities include corporate planning and budgeting, corporate finance and investor relations. He holds a Master’s degree in Commerce from University of Mumbai, a Master’s degree in Business Administration from South Gujarat University and is a Senior Executive Program (SEP) graduate of the London Business School. He has been associated with the Corporation since 1984. He was earlier the Treasurer of the Corporation and his responsibilities included resource mobilisation, both domestic and international, and asset liability management. Mr. D’Souza has also worked earlier in the operations and management services at the Corporation and was also the Regional Manager for the State of Maharashtra. He has been a consultant to United States Agency for International Development/ USAID, United Nations Development Programme and International Finance Corporation (Washington) and has undertaken assignments in Asia, Africa and Eastern Europe. He has also been a speaker at various international seminars on housing finance. He is a member of the Allotment Committee – Debt Securities, Asset Liability Management Committee and Risk Management Committee of the Corporation.

Madhumita Ganguli

Ms. Madhumita Ganguli serves as Member of Executive Management of the Company. She is responsible for the home loan operations of the Corporation in the National Capital Region and the states of Punjab and Madhya Pradesh. She holds a Bachelor’s degree in Law from University of Delhi. She has been associated with the Corporation since 1981 and was responsible for steering the Business Process Reengineering program in the Corporation for retail lending, which has helped the Corporation accentuate its competitive edge by introducing technology in the underwriting process. She was a key member of the team that provided consultancy for setting up the operations of Mauritius Housing Finance Company. She is a member of the National Housing Bank Working Committee on Standardising of Loan Documentation for Retail Housing Loans and a committee set up by FICCI to formulate recommendations for the Government of India for the real estate sector. She has also been a speaker at various international and national seminars on housing finance. She is a member of the Risk Management Committee and Internal Complaints Committee of the Corporation.

Sudhir Jha

Mr. Sudhir Kumar Jha serves as Associate Member of Executive Management of the Company. He is a Corporate Lawyer, being a qualified Lawyer from Campus law Center, University of Delhi and with a specialization in International Trade And Finance from Oxford University and Master’s in Financial Management from Jamnalal Bajaj Institute of Management Studies (JBIMS), Mumbai University. He is a corporate lawyer having varied experience in the field of manufacturing, NBFC, banking, insurance, asset reconstruction and real estate sectors. He is a member of the Allotment Committee – Debt Securities, Identification Committee (Wilful Defaulters) and Whistle Blower Complaints Committee of the Corporation. Has been placed as one of the top 100 GC’s in India by Legal 500 UK.

K. Suresh Kumar

Mr. K. Suresh Kumar serves as Associate Member of Executive Management of the Company. He is Associate Member of Executive Management is heading the Credit Risk Management Department. He holds a Master’s Degree in Commerce. He has been associated with the Corporation since 1980. He has over 39 years of work experience. He is a member of Identification Committee (Wilful Defaulters) of the Corporation.

Suresh Menon

Mr. Suresh Menon serves as Member of Executive Management of the Company. He is responsible for policy implementation and process monitoring, internal audit and Information Technology User Support Group. He holds a Bachelor’s degree in Commerce from Maharaja Sayajirao University of Baroda and a Master’s degree in Business Administration from South Gujarat University. He has been associated with the Corporation since 1984. He has previously held the positions of the Head of the Recoveries department, Area Manager in Baroda and Regional Manager for Mumbai. He was also responsible for laying down the Retail Lending policies for the Corporation and coordinating with the marketing, information technology, legal and communications department for development and implementation of new lending products. He was also deputed as the CEO of HDFC General Insurance Company in 2007-2008. He is currently co-ordinating the consultancy and training assignments with Sarana Multigriya Financial – Indonesia. He is also a member of the core faculty at the Frankfurt School of Finance and Management, Germany – Housing Finance Summer Academy. He is a member of the Risk Management Committee of the Corporation.

Rajeev Sardana

Mr. Rajeev Sardana serves as Member of Executive Management of the Company. He is the National Head – Self Employed Business and Loan against Property and also the Business Head for the states of Uttar Pradesh, Uttarakhand and Bihar. He is a member of the Institute of Chartered Accountants of India. He has been associated with the Corporation since 1987 and is also involved in the development of products and policies for retail mortgage loans. He has been involved in consultancy assignments undertaken by the Corporation in various countries across Asia to support and establish their housing finance institutions. He is a member of the Whistle Blower Complaints Committee of the Corporation.

Dilip Shetty

Mr. Dilip K. Shetty serves as Associate Member of Executive Management of the Company. He is heading the Resources Department. He holds a Master’s Degree in Commerce from the University of Mumbai. He has completed the Certified Public Accountants (CPA) degree from AICPA, USA and CISA (Certified Information Systems Auditor). He has been associated with the Corporation since 1981 and has over 37 years of work experience.

Jalaj Dani

Mr. Jalaj Ashwin Dani serves as Non-Executive Independent Director of the Company. Mr. Dani is the Chairman of the Audit and Governance Committee of Directors and a member of the Stakeholders Relationship Committee of Directors, Corporate Social Responsibility Committee of Directors and IT Strategy Committee. He is a co-promoter of Asian Paints Limited and has spent over the last two decades in various capacities with Asian Paints Limited. He is actively involved in Confederation of Indian Industry (CII), Young President's Organisation (YPO), Federation of Indian Chambers of Commerce and Industry (FICCI) and other Business Councils in various capacities. He also serves on Next Generation of Leaders Board in Indian School of Business, Hyderabad. He was identified as 'Stars 2000'- Potential Leaders in the New Millennium by Business India Magazine in the year 1998. Mr. Dani has pursued Chemical Engineering at University of Wisconsin-Madison, USA. He also did Advanced Management Program at INSEAD, Fontainebleau, Paris. He is an expert in information technology, data analytics, digital platforms, cyber security, consumer behaviour, sales & marketing, corporate governance, risk management and strategic thinking. He has vast experience in housing and real estate sector.

Bhaskar Ghosh

Dr. Bhaskar Ghosh serves as Non-Executive Independent Director of the Company. Dr. Ghosh is the Chairman of the IT Strategy Committee and a member of the Audit and Governance Committee of Directors and Risk Management Committee. He is the Advisor to Accenture's CEO with focus on growth and investment strategy, business per formance, organisational ef fectiveness and restructuring. In addition, he is responsible for Accenture's Industry X.0. business, which includes Digital Manufacturing and Intelligent Products and Platform. He is a member of Accenture's Global Management Committee. Prior to the current role, he was the Group CEO of Accenture Technology Services from 2014 to February 2020 with overall responsibility for the Accenture Application and Infrastructure Services business. He was responsible for strategy, investments and acquisitions for Accenture Technology Services and in addition, leads Accenture products and platform business. He was also responsible for Advance Technology Centers for Accenture across 120 countries with more than 250 thousand plus highly skilled technology professionals. He has been awarded patents in multiple areas, including IT automation. Dr. Ghosh holds a Bachelor's degree in Science and a Master's degree in Business Administration from Calcutta University. He is also a Doctor of Philosophy in Business Administration from Utkal University. He is an expert in information technology, data analytics, digital platform, cyber security, consumer behaviour, sales & marketing, risk management and strategic thinking. He has vast experience in information technology sector.

J. Irani

Dr. J. J. Irani serves as Non-Executive Independent Director of the Company. Dr. Irani is the Chairman of the Stakeholders Relationship Committee of Directors and the Nomination and Remuneration Committee of Directors. He has been conferred with the award of Padma Bhushan in 2007 by the President of India for his services to trade and industry in India. Queen Elizabeth II conferred on him honorary Knighthood (KBE) for his contribution to Indo-British Trade and Co-operation. Dr. Irani holds a Master's degree in Science from Nagpur University. He also holds a Master's degree and is a Doctorate in Metallurgy from University of Sheffield, UK. He is an expert in finance, accountancy, audit, consumer behaviour, sales & marketing, corporate governance and strategic thinking. He has vast experience in real estate, manufacturing and finance sector.

Nasser Munjee

Shri. Nasser Mukhtar Munjee serves as Non-Executive Independent Director of the Company. He was appointed as the Executive Director of the Corporation in 1993 and was subsequently appointed as the Non-Executive Director of the Corporation in October 1997. He is the Chairman of the Risk Management Committee and a member of the Audit and Governance Committee of Directors and Nomination and Remuneration Committee of Directors. He is deeply interested in developmental and infrastructural issues. He has been consulted across the world on housing finance including Asian Development Bank, World Bank, United Nations Capital Development Fund (UNCDF) and UN-Habitat in Sri Lanka, Bhutan, Ethiopia, Thailand and Indonesia. Mr. Munjee was also on the executive committee of the International Union of Housing Finance Institution and editor of its flagship journal, Housing Finance International for five years.

Upendra Sinha

Mr. Upendra Kumar Sinha serves as Non-Executive Independent Director of the Company. Mr. Sinha is a member of the Nomination and Remuneration Committee of Directors. He was the Chairman of the Securities and Exchange Board of India (SEBI) for a period of over six years between 2011 and 2017. During his stewardship, SEBI is credited with having brought in significant regulatory amendments in areas such as Takeover Code, Foreign Portfolio Investors, Alternative Investment Funds, REITs, InvITs and corporate governance. Prior to this, he was the Chairman and Managing Director at UTI Asset Management Company Private Limited from 2005 until February 2011. Preceding this, he was the Joint Secretary in Department of Economic Affairs at Ministry of Finance and looked after the Banking Division and Capital Markets Division – including external commercial borrowings, pension reforms and foreign exchange management functions. For his contribution as Chairman of SEBI, he was conferred with many awards viz. CNBC-TV18 India Business Leader Awards (IBLA) – Outstanding Contribution to Indian Business Award 2014 and Economic Times - Business Reformer of the Year Award, 2014. Mr. Sinha holds a Master's degree in Science and Bachelor's degree in Law from Patna University. He was an officer of the Indian Administrative Service. He is an expert in finance, accountancy, audit, economics, corporate governance, legal & regulatory compliance, risk management and strategic thinking. He has vast experience in mutual funds and the financial sector and also as a regulator.

Ireena Vittal

Ms. Ireena Vittal serves as Non-Executive Independent Director of the Company. Ms. Vittal is a member of the Audit and Governance Committee of Directors and the Nomination and Remuneration Committee of Directors. She was a partner with McKinsey & Co. for 16 years where she served global companies on issues of growth and sustainable scale up. She has co-authored several studies relating to agriculture and urbanisation. She is among India's most respected consultant and advisor. She has also served government and public institutions to design and implement solutions core to India's development, such as inclusive urban development and sustainable rural growth. She is a recognised thought partner to consumer facing companies looking to build large-scale, profitable businesses in emerging markets. Ms. Vittal holds a Bachelor's degree in Science (Electronics) from Osmania University and a Post Graduate Diploma in Business Management from the Indian Institute of Management, Calcutta. She is an expert in strategy including digital, finance, marketing (consumer behaviour & insights) & sales/channel evolution and has vast experience in agriculture, urbanisation and rural sector.