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Intact Financial Corp (IFC.TO)

IFC.TO on Toronto Stock Exchange

124.52CAD
16 Aug 2019
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Summary

Name Age Since Current Position

Claude Dussault

64 2008 Independent Chairman of the Board

Charles Brindamour

48 2011 Chief Executive Officer, Director

Mark Tullis

2018 Vice Chairman

Louis Marcotte

2013 Chief Financial Officer, Senior Vice President

Louis Gagnon

2018 President - Canadian Operations

Timothy Miller

59 2017 President, US and Specialty Solutions

Mathieu Lamy

2018 Chief Operating Officer, Executive Vice President

Lucie Martel

2017 Chief Human Resource Officer, Senior Vice President

Debbie Coull-Cicchini

2018 Executive Vice President - Intact Insurance Company

Anne Fortin

2019 Senior Vice President - Direct Distribution and Chief Marketing Officer

Martin Beaulieu

2018 Senior Vice President, Chief Risk Officer

Frederic Cotnoir

2016 Senior Vice President - Corporate and Legal Services, Secretary

Patrick Barbeau

2016 Senior Vice President - Claims

Sonya Cote

2015 Senior Vice President, Chief Internal Auditor

Dennis Crosby

59 2018 Senior Vice President - Specialty Solutions, US

Luisa Currie

2018 Senior Vice President - Western Canada

Joseph D Annunzio

2018 Senior Vice President - Brokerlink

Jean-Francois Desautels

2018 Senior Vice President - Quebec and Digital Distribution

Monika Federau

2013 Senior Vice President, Chief Strategy Officer

Darren Godfrey

2016 Senior Vice President - Personal Lines

Natalie Higgins

2018 Senior Vice President - Atlantic Canada

Karim Hirji

2015 Senior Vice President - International and Ventures

Alain Lessard

2017 Senior Vice President - Commercial Lines, Intact Insurance

Benoit Morissette

2018 Senior Vice President and Group Chief Actuary

Werner Muehlemann

2014 Senior Vice President, Managing Director of Intact Investment Management Inc

Carla Smith

2017 Senior Vice President - Corporate Development

Peter Weightman

2018 Senior Vice President - Specialty Solutions and Surety, Canada

Kenneth Anderson

2017 Vice President - Investor Relations, Treasurer

Michel Dionne

2013 Vice President - Corporate Actuarial Services and Appointed Actuary

David Tremblay

2014 Deputy Senior Vice President and Chief Investment Officer, Intact Investment Management Inc

Janet De Silva

58 2013 Independent Director

Jane Kinney

61 Independent Director

Robert Leary

58 2015 Independent Director

Eileen Mercier

71 2004 Independent Director

Sylvie Paquette

59 2017 Independent Director

Timothy Penner

63 2010 Independent Director

Frederick Singer

56 2013 Independent Director

Stephen Snyder

69 2009 Independent Director

Carol Stephenson

68 2004 Independent Director

William Young

64 2018 Independent Director

Biographies

Name Description

Claude Dussault

Mr. Claude Dussault is Independent Chairman of the Board of Intact Financial Corp. Mr. Dussault is currently President of ACVA Investing Corporation which is a privately held investment company. Mr. Dussault has been Chair of the Board of Directors of Intact Financial Corporation since January 1, 2008 and was President and Chief Executive Officer of the Company from 2001 to the end of 2007. Mr. Dussault has been a director of Intact Financial Corporation and its P&C insurance subsidiaries since 2000. He is a Fellow of the Canadian Institute of Actuaries and the Casualty Actuarial Society; he graduated from the Université Laval (Québec) with a Bachelor of Actuarial Science degree and has completed the Advanced Executive Education Program at the Wharton School of Business.

Charles Brindamour

Mr. Charles Brindamour is Chief Executive Officer, Director of Intact Financial Corp. Mr. Charles Brindamour is Chief Executive Officer of Intact Financial Corporation, the largest provider of property and casualty insurance in Canada and a leading provider of specialty insurance in North America. He began his career with Intact in 1992 and has held progressively senior roles, in Canada and abroad, within Intact and its former affiliates, including Senior Vice President of Personal Lines, Executive Vice President and Chief Operating Officer. Mr. Brindamour was appointed President and CEO in January 2008. Under Mr. Brindamour’s leadership, the company became an independent and widely-held Canadian company in 2009 and two years later, acquired AXA Canada; the largest acquisition in the history of Canada’s property and casualty insurance (P&C) industry. In 2017, Mr. Brindamour grew the company’s presence further into the United States with the acquisition of OneBeacon Insurance Group, Ltd., creating a North American leader in specialty insurance with over $2 billion of annual premiums. Mr. Brindamour is a graduate of Laval University in Actuarial Sciences and an Associate of the Casualty Actuarial Society. He is Chair of the Board of the Geneva Association and a board member of Intact Financial Corporation, the C.D. Howe Institute, Branksome Hall and the Business Council of Canada. He also serves on the advisory board of Gibraltar Growth Corporation.

Mark Tullis

Mr. Mark A. Tullis is Vice Chairman of the Company. He has been Vice Chairman (2017-present), Executive Vice President, Governance and Capital Management, Intact Financial Corporation (2013- 2017) and Senior Vice President and Chief Financial Officer, Intact Financial Corporation (2006-2013).

Louis Marcotte

Mr. Louis Marcotte is a Chief Financial Officer, Senior Vice President of the Company. He is Chief Financial Officer provides financial and business leadership and perspective to senior management and to the Board of Directors. He actively participates in the crafting and evolution of the corporate strategy and establishes an annual and threeyear financial plan aligned with the Company’s strategic plan and assesses financial performance against that plan. He promotes strong governance and financial control and oversees the adoption of appropriate policies and procedures to ensure completeness and accuracy of financial statements, management discussion and analysis and regulatory financial returns. Mr. Marcotte evaluates and optimizes the Company’s capital position and sources of funding within the Company’s regulatory and rating agency framework and ensures investments are properly structured and executed to deliver the expected returns, to maintain the Company’s financial strength and to respect regulatory requirements.

Louis Gagnon

Dr. Louis Gagnon is a President - Canadian Operations of the Company. He is The President, Canadian Operations is responsible for all Canadian-based business entities (Intact Insurance, belairdirect, Anthony Insurance and BrokerLink), in addition to overseeing Personal Lines, Commercial Lines and Marketing functions. He provides leadership in the development and implementation of strategic plans, ensures appropriate risk management and monitors Company policies with respect to market conduct, customer relations and people management.

Timothy Miller

Mr. Timothy Michael Miller is President, US and Specialty Solutions of the Company. Mr. Miller is President, U.S. and Specialty Solutions, a new position created in 2017 in connection with the OneBeacon acquisition, is primarily responsible for the profitability and growth of the Company’s North American specialty insurance business, including OneBeacon, its U.S. based specialty insurance provider, and Intact Specialty Solutions, which focuses on the Canadian specialty market. Mr. Miller assumed this role following the Company’s acquisition of OneBeacon in September 2017 and is responsible for developing the strategies, approaches and plans for profitability, growth and the development in general of the Company’s specialty line of business.

Mathieu Lamy

Mr. Mathieu Lamy is Chief Operating Officer, Executive Vice President of the Company. Mr. Lamy is Senior Vice President and Chief Information Officer Mathieu Lamy was appointed Senior Vice President and Chief Information Officer in May 2016. In this role, Mr. Lamy is responsible for Information Technology and Intact Lab Team. Prior to this appointment, Mr. Lamy was Senior Vice President, Claims responsible for the overall claims operations across the country. Before that, Mr. Lamy led AXA Canada’s property and casualty insurance operations in Ontario and the Atlantic Provinces as Executive Vice President. Mr. Lamy is a Fellow of the Casualty Actuarial Society and the Canadian Institute of Actuaries. He holds a bachelor’s degree in Actuarial Science from Laval University.

Lucie Martel

Debbie Coull-Cicchini

Ms. Debbie Coull-Cicchini is a Executive Vice President - Intact Insurance Company of the Company. She has been Executive Vice President, Intact Insurance Company (excl. Québec) since 2018 and was Senior Vice President, Ontario, Intact Financial Corporation since 2005-2017. Previously, Debbie held various senior management roles with CIBC Branch Banking in the Greater Toronto Area. Her experience in retail banking led to her next role as Vice President and National Sales Leader with President’s Choice Financial. After spending two years with President’s Choice Financial, Debbie expanded her retail banking experience into the United States with the appointment to Senior Vice-President of AMICUS Bank. She spent four years at AMICUS Bank with their U.S. Pre-Launch team in Orlando, New Business team in Virginia and led the operations of Safeway Select Bank in San Francisco. Continuing her US experience, Debbie worked with First National Bank of Pennsylvania as Executive Vice-President of Retail Banking, Wealth Management and Marketing from 2003 to 2004. Debbie holds a BA in Economics from McMaster University in Hamilton and an MBA from Rotman School of Management at the University of Toronto.

Anne Fortin

Ms. Anne Fortin is Senior Vice President - Direct Distribution and Chief Marketing Officer of the Company. Ms. Anne Fortin joined Intact in 2011 as Deputy Senior Vice President, Marketing, and in 2013 became Senior Vice President Marketing and Strategic Relationship for Direct to Consumers Distribution (DTCD). In 2016, she was appointed Senior Vice President, Sales & Marketing, DTCD. Responsible for ensuring and fostering the growth of belairdirect across the country, and also for Anthony Insurance in Newfoundland and Labrador, Ms. Fortin brings extensive expertise in marketing, communications, brand development and digital experience to this role. Prior to joining Intact, Ms. Fortin was the Vice President and Managing Director of draftfcb, one of the largest global advertising agency networks, heading their Montreal office. During her 18 years with the agency, she worked on marketing programs with clients in a wide range of fields including telecommunications, finance and air transport. Ms. Fortin holds a Bachelor in Occupational Therapy from the Université de Montréal and completed her MBA at Concordia University.

Martin Beaulieu

Mr. Martin Beaulieu is Senior Vice President, Chief Risk Officer of the Company. He has been Senior Vice President and Chief Risk Officer, Intact Financial Corporation since 2018, Senior Vice President and Chief Operating Officer, Direct to Consumers Distribution, Intact Financial Corporation since 2013-2017, Senior Vice President, Personal Lines, Intact Financial Corporation since 2006-2013. Mr. Beaulieu is the Senior Vice President & Chief Operating Officer DTCD. In this role, Mr. Beaulieu oversees the pricing, underwriting, operational planning, finance and human resources activities of belairdirect and Grey Power. Prior to this appointment, Mr. Beaulieu was the Senior Vice President, Personal Lines for Intact Insurance. Mr. Beaulieu joined Intact in 1988 as an actuary for Le Groupe Commerce. From 1992 to 1996, he held actuarial positions in Amsterdam and in Atlanta. Upon his return to Canada, he was Vice-President, Reinsurance, Vice President, Claims for belairdirect and Intact Insurance (Québec region) in 1999 and Senior Vice-President, Claims in 2002. Mr. Beaulieu has a Bachelor of actuarial science degree from Laval University and he is a member of the Casualty Actuarial Society.

Frederic Cotnoir

Mr. Frederic Cotnoir is Senior Vice President - Corporate and Legal Services, Secretary of the Company. In this role Mr. Cotnoir is responsible for Intact’s legal, compliance and corporate secretarial functions. Prior to joining Intact, Mr. Cotnoir was a partner at McCarthy Tétrault, where he practised law in the areas of mergers and acquisitions, corporate finance and securities laws, corporate governance and the regulation of financial institutions. He was also a member of the Board of Partners. Mr. Frédéric has a law degree from Sherbrooke University and Queen’s University and a Masters in Law and Accounting from the London School of Economics. He has been Senior Vice President, Corporate and Legal Services and Secretary, Intact Financial Corporation since 2016. He was Partner of McCarthy Tétrault LLP since 2011-2016.

Patrick Barbeau

Mr. Patrick Barbeau is Senior Vice President - Claims of the Company. In this role, Mr. Barbeau has overall responsibility for claims operations across the country. Before being appointed to his current position, he was Senior Vice President of Personal Lines from December 2013 to April 2016. Prior to that, Mr. Barbeau was Vice President of Personal Lines from 2011 to 2013. In that position, he was responsible for Personal Lines rating and underwriting for the Quebec region. As part of his duties, he was involved in the AXA Canada and Jevco integration activities. Mr. Barbeau joined ING Canada in 2000 in the Actuarial department. He was appointed Manager of the Actuarial Department at belairdirect in 2003. In 2004, he became Vice President, Underwriting at belairdirect and later Vice President, Quebec Region, at belairdirect. In 2008, Mr. Barbeau became Vice President of Marketing and Communications at belairdirect, and was promoted to Deputy, Senior Vice President of Marketing and Operations in Direct to Consumer Distribution for Intact in 2010. Mr. Barbeau is a graduate of the Université de Laval à Québec holding an actuarial degree. He is also a Fellow of the Casualty Actuarial Society.

Sonya Cote

Ms. Sonya Cote is Senior Vice President, Chief Internal Auditor of the Company. In this role, Ms Côté leads the development and the delivery of internal audit activity and also ensures that Intact is in accordance with the expected standards of corporate governance, compliance and ethics. Prior to her current appointment, Ms Côté was Vice-President Finance and Controller at Intact where she was responsible for the reporting and accounting operations of IFC and its P&C subsidiaries. Prior to joining the company in 2011 as part of the AXA Canada acquisition, Ms Côté held various positions in finance at both AXA Canada and at a large Canadian bank. She started her career in a large audit firm, working closely with financial institutions. Ms Côté brings over 20 years of expertise in reporting, financial planning, systems implementation, internal controls and operations. Ms Côté holds a Bachelor of Commerce and a Diploma in Public Accountancy from McGill University. She is a member of the Quebec Order of Chartered Professional Accountants (CPA).

Dennis Crosby

Mr. Dennis Albert Crosby Jr., serves as Senior Vice President - Specialty Solutions, US of the Company. He has been Senior Vice President, Specialty Solutions, is accountable for operating results, service and distribution for all U.S. specialty lines and technology business throughout North America. Mr. Crosby assumed this role upon Intact’s acquisition of OneBeacon in September 2017. He had previously served as Executive Vice President of OneBeacon, accountable for all of the company’s insurance operations.

Luisa Currie

Ms. Luisa Currie is Senior Vice President - Western Canada of the Company. Ms. Currie is Senior Vice President, Western Canada (2018–present) Regional Vice President, Calgary Region (2016–2018) Vice President, Sales and Business Development (2005–2016).

Joseph D Annunzio

Mr. Joseph D Annunzio is Senior Vice President - Brokerlink of the Company. In this role, he is responsible for leading a new national department to increase its focus on growing its commercial lines specialty solutions business. Mr. D’Annunzio will work with brokers to reinforce Intact’s commitment and support them in meeting the changing needs of their customers. Prior to this appointment, Mr. D’Annunzio was Regional Vice President of the Mississauga region, responsible for the performance of the Regional Operation and 160 Brokers in all lines of the Property and Casualty business. During his term in Mississauga, Joe oversaw the business integration of the AXA and Jevco insurance companies in the Mississauga region, growing sales from $200 million to $530 million (DPW). Joe joined Intact through the Zurich acquisition in 2002. Mr. D’Annunzio has held a variety of roles across the business, including Regional Vice President of Ottawa and Northern Ontario region, Regional Vice President of Durham region and Vice President of Ontario Novex Personal Lines. Prior to joining Intact, he was Vice President of National Sales at Zurich Canada. He has more than 22 years of industry experience including running a brokerage and being Regional Manager for a major U.S. insurer. Mr. D’Annunzio graduated with a Business Degree from Brock University and also studied Business Administration at University of California, Los Angeles.

Jean-Francois Desautels

Mr. Jean-Francois Desautels serves as Senior Vice President - Quebec and Digital Distribution of the Company. He has been Senior Vice President, Québec and Digital Distribution, Intact Insurance Company since 2018, Senior Vice President, Québec, Intact Financial Corporation since 2014-2018. He was Vice President, Intact Insurance Company from 2009- 2014.

Monika Federau

Ms. Monika Federau is Senior Vice President, Chief Strategy Officer of the Company. Ms. Federau was appointed Senior Vice President & Chief Strategy Officer at Intact Financial Corporation in December 2013. In this role Ms. Federau leads the development of our corporate strategies, oversees our branding, government relations and communications initiatives. She joined Intact in 2010 as Senior Vice President, Marketing for Intact Insurance where she was responsible for developing national advertising, communication and sponsorship strategies to build Intact Insurance’s consumer brand and the development of the Intact Insurance web experience for consumers and the research function. Prior to joining Intact in 2010, Ms. Federau lived in Hong Kong working for Manulife Financial responsible for developing and executing strategies to enhance Manulife’s brand regionally in Asia. Monika began her career in the insurance industry in product development, sales and marketing. She also assumed senior marketing and operations roles at software and e-commerce companies where she was responsible for customer acquisition and revenue generation in Canada, the U.S. and Australia. She also worked for a web consulting firm where her major clients were leading Canadian insurance and wealth management companies. Ms. Federau holds a Bachelor’s degree in Political Science from York University and an MBA from Queen’s University.

Darren Godfrey

Mr. Darren Godfrey serves as Senior Vice President - Personal Lines of the Company. Prior to this appointment, Mr. Godfrey was appointed Regional Vice President in Calgary in January 2015, responsible for growing Intact Insurance’s business in Alberta via its network of independent brokers while implementing its personal and commercial lines strategies. In addition to enhancing the company’s competitive advantages, Mr. Godfrey was responsible for the underwriting and operations teams in Calgary. For two years prior Mr. Godfrey was the Deputy Senior Vice President of Claims for the West Division, responsible for Intact Insurance's claims functions in Alberta, British Columbia and Manitoba, and a member of the national claims management team. He has also held other Vice President roles in claims, personal lines underwriting and actuarial services since joining the organisation in 2001. Mr. Godfrey obtained a Bachelor of Science degree from the University of Melbourne (Australia) in 1989 and a Graduate Diploma in Actuarial Studies from Macquarie University (Australia) in 1991. Since 1999, Mr. Godfrey is also a Fellow of the Institute of Actuaries of Australia.

Natalie Higgins

Ms. Natalie Higgins is Senior Vice President - Atlantic Canada of the Company. Ms. Higgins served as Senior Vice President, Atlantic Canada (2018–present) Vice President, Corporate Development (2017–2018) Vice President, Corporate Affairs and Communications (2015–2017) Director, Sales and Client Services (2010–2015).

Karim Hirji

Mr. Karim Hirji serves as Senior Vice President - International and Ventures of the Company. He has been Senior Vice President, International and Ventures (2015–present) Regional Vice President, Durham (2009–2015).

Alain Lessard

Benoit Morissette

Mr. Benoit Morissette serves as Senior Vice President and Group Chief Actuary of the Company. he has been Senior Vice President and Group Chief Actuary (2018–present) Senior Vice President and Chief Risk Officer (2016–2018) Senior Vice President (2015) Senior Vice President and Chief Internal Auditor (2013–2015).

Werner Muehlemann

Mr. Werner Muehlemann serves as Senior Vice President, Managing Director of Intact Investment Management Inc. of the Company. He has been Senior Vice President and Managing Director, Intact Investment Management Inc. (2014–present) Vice President and Deputy Chief Investment Officer, Intact Investment Management Inc. (2014) Vice President, Senior Portfolio Manager and Head of Equities, Intact Investment Management Inc. (2009–2014).

Carla Smith

Ms. Carla Smith serves as Senior Vice President - Corporate Development of Intact Financial Corporation since 2017. She has been Senior Vice President, Corporate Development (2017–present) Deputy Senior Vice President, Claims, Ontario (2016–2017) Deputy Senior Vice President, Sales and Operations, Direct to Consumer Distribution (2015–2016) Regional Vice President, belairdirect (2009–2015).

Peter Weightman

Mr. Peter Weightman serves as Senior Vice President - Specialty Solutions and Surety, Canada of Intact Financial Corporation. He has been Senior Vice President, Specialty Solutions and Surety (Canada) (2018–present) President, BrokerLink (2010–2017).

Kenneth Anderson

Mr. Kenneth Anderson is Vice President - Investor Relations, Treasurer of the Company. He was Vice President, Finance and Treasurer, Intact Financial Corporation since 2012-2017.

Michel Dionne

Mr. Michel Dionne is no longer Vice President - Corporate Actuarial Services and Appointed Actuary of the Company since 2013. He has been Vice President, Actuarial Services – Corporate, Intact Financial Corporation since 2009-2013.

David Tremblay

Mr. David W. Tremblay serves as Deputy Senior Vice President and Chief Investment Officer, Intact Investment Management Inc. of the Company since 2014. He has been Deputy Senior Vice President and Chief Investment Officer, Intact Investment Management Inc. (2014–present) Vice President and Deputy Chief Investment Officer, Intact Investment Management Inc. (2014) Vice President, Head of Asset Allocation, Intact Investment Management Inc. (2012–2014).

Janet De Silva

Dr. Janet De Silva MBA., is Independent Director of Intact Financial Corp. Ms. De Silva is currently the President & CEO of the Toronto Region Board of Trade, a role she assumed in January 2015. Ms. De Silva has more than 10 years of CEO experience in China leading Sun Life Financial’s business in Hong Kong and then its mainland China joint venture. She also co-founded and was CEO, from 2007 until 2010, of Retail China Limited, a company that worked with international retail brands operating their retail stores and managing franchises in China. Prior to her return to Canada, she was the Dean of Ivey Asia, leading the Hong Kong campus and mainland China operations of Ivey Business School at Western University. She also serves as a director on the Board of Blue Umbrella Limited, an Asian based due diligence and risk management services provider. She is a past member of the board of the Asian Corporate Governance Association. She has served terms both as Chair and President of the Canadian Chamber of Commerce in Hong Kong and Chair of the Canada China Business Council, Beijing. In 2006, she was named Asian Business Executive in the Stevie Awards for Women in Business, in 2007 she was named one of Canada’s Top 100 Most Powerful Women, and in 2014 was recognized as a “Woman of Our Time” by the South China Morning Post for her contribution to education in Hong Kong. Ms. De Silva holds an MBA from the Ivey Business School at Western University and a Doctor of Lawhonoris causa from Thompson Rivers University.

Jane Kinney

Ms. Jane E. Kinney is Independent Director of the Company. With over 30 years of experience in the financial services sector, Ms. Kinney is a recognized leader in governance, risk management, regulatory compliance and internal audit services. She is a Vice Chair of Deloitte and a member of its leadership team. Prior to that role, she occupied various positions at Deloitte including that of Canadian Managing Partner, Quality & Risk and of Global Chief Risk Officer. She is also a former member of Deloitte’s Board of Directors and Risk Committee. Ms. Kinney’s governance and risk experience includes numerous reviews and independent evaluations of organizations responding to regulator findings. A substantial portion of her practice has focused in the evolving areas of Risk Governance and Risk appetite. Ms. Kinney is an active member of the community and a member of various boards, including the Perimeter Institute for Theoretical Physics, Women’s College Hospital Foundation and Toronto Finance International where she is Chair of the Board. She also is a long-time supporter and the current Chair of the Patron’s Council of the Alzheimer Society of Toronto. She is a leader of her profession and has been recognized as a Fellow of the Chartered Professional Accountants of Ontario in addition to being a frequent speaker at conferences focusing on Regulatory Compliance, Internal Audit, Corporate Governance and Enterprise Risk Management. Ms. Kinney has a Math degree from the University of Waterloo and was recognized with an Alumni Achievement Award in 2013. She has been an advocate for women throughout her career and was recognized as one of Canada’s Most Powerful Women in 2014.

Robert Leary

Mr. Robert G. Leary, J.D., is Independent Director of the Company. Mr. Leary is CEO of The Olayan Group, a private multinational enterprise. The Olayan Group is an international investor and a diverse commercial and industrial group with operations globally. Mr. Leary was previously CEO of Nuveen, a U.S. based investment management firm that was acquired in 2014 by TIAA-CREF (Teachers Insurance & Annuity Association – College Retirement Equities Fund), now known as TIAA. Mr. Leary had joined TIAA-CREF in 2013 and was instrumental in the acquisition and invigoration of Nuveen as well as its integration with TIAA’s pre-existing asset management business. Mr. Leary began his career as a lawyer for White & Case in New York, and then moved into the financial services arena with J.P. Morgan & Co., where he led the development of fixed-income derivative applications and investment strategies for pension plans and other investment managers. In the course of more than 20 years in the industry, Mr. Leary helped build AIG Financial Products’ investment business and led all of its client-facing businesses from marketing to distribution globally, and later was CEO of ING Investment Management Americas and ING Insurance U.S. At ING U.S., he was responsible for the investment management, retirement, insurance and annuity businesses, as well as operations, IT and marketing in the U.S. He has been a frequent speaker or panelist at numerous industry conferences and has appeared in major financial media. He earned his bachelor’s degree in political science at Union College and his law degree from Fordham University School of Law.

Eileen Mercier

Ms. Eileen A. Mercier is Independent Director of Intact Financial Corp. Ms. Mercier is a professional director and her career encompasses more than 40 years of general management experience in the financial services, communications, integrated oil and forest products sectors. Ms. Mercier retired as the Chair of the Board of the Ontario Teachers’ Pension Plan at the end of 2014 and in July 2015 became Chair of the Board of Payments Canada. She is currently a director of the Royal Conservatory of Music. From 1995 to 2003, Ms. Mercier headed her own management consulting firm, Finvoy Management Inc., specializing in financial strategy, restructuring and corporate governance issues. Prior to that time, she was Senior VicePresident and Chief Financial Officer of Abitibi-Price Inc. She holds an MBA from York University and a master’s degree in English from the University of Alberta. In 2010, Ms. Mercier received an honorary LLD from York University and in 2013, an honorary LLD from Wilfrid Laurier University. In 2011, she was ranked one of Canada’s Top 25 Women of Influence. In 2013, 2015, 2017 and 2018, Ms. Mercier was named to Canada’s Top 100 Most Powerful Women in the Accenture Corporate Directors category and was inducted into the WXN Hall of Fame after having won the Top 100 Award for the fourth time in 2018. In October 2016, Ms. Mercier was appointed Chancellor of Wilfrid Laurier University. She is also a Fellow of the Institute of Corporate Directors of Canada and a Fellow of the Institute of Canadian Bankers. Ms. Mercier was appointed a member of Intact Financial Corporation’s former Advisory Board in 1999.

Sylvie Paquette

Ms. Sylvie Paquette, B.Sc., serves as Independent Director of the Company. Sylvie Paquette has spent her entire career in the P&C insurance industry in Canada. She joined Desjardins Group in 1984 and held a variety of progressively senior roles within the organization before being promoted in 2008 to Senior Executive VicePresident and General Manager of the Group’s P&C insurance division as well as President and Chief Operating Officer of Desjardins General Insurance Group (DGIG). During Ms. Paquette’s tenure as President and COO, she spearheaded Desjardins’ acquisition of State Farm’s Canadian operations in 2015. She retired from Desjardins Group in December 2016. Ms. Paquette has been actively involved in key industry associations. In recent years, she was a Board member of the Insurance Bureau of Canada (Chair in 2015 and 2016), of the General Insurance Statistical Agency, of the Institute for Catastrophic Loss Reduction and of the Centre for Insurance and Financial Services Development (Chair from 2009 to 2014). In 2009, she was named one of Canada’s Top 100 Most Powerful Women and in 2014 she received the “Inspiration – Andrée Corriveau” Award from the Association of Quebec Women in Finance. Throughout her career, Ms. Paquette has co-chaired major fundraising campaigns and she now sits on the Board of Laval University’s Foundation. Ms. Paquette is a graduate of the Actuarial Science program at Laval University and a Fellow of both the Canadian Institute of Actuaries and the Casualty Actuarial Society. Ms. Paquette is also certified as a corporate director (Administrateur de sociétés certifié (ASC)) by the Collège des administrateurs de sociétés.

Timothy Penner

Mr. Timothy H. Penner is Independent Director of Intact Financial Corp. Tim Penner served as President of Procter & Gamble Inc. (Canada) from 1999 to 2011, when he retired after 33 years with the company. He has extensive international experience, as Vice President of P&G’s Health and Beauty Care business in the UK and Ireland, and later as Vice President of P&G’s North American Tissue/Towel business in Cincinnati, Ohio. He currently serves as Board Chair of MaRS Innovation as well as on the boards of SickKids Hospital, Club Coffee and The Beer Store. Mr. Penner is past Chair of the YMCA of greater Toronto, GS-1 and Food & Consumer Products of Canada. He served on the boards of the Youth Challenge Fund and Career Bridge and was Chair of the United Way of Greater Toronto 2007 Campaign, after serving as Deputy Chair for 2006.

Frederick Singer

Mr. Frederick Glenn Ian Singer is Independent Director of Intact Financial Corp. Mr. Singer is an Internet pioneer and entrepreneur whose career and philanthropic accomplishments have spanned a broad range of sectors from media, education, arts, science and veteran affairs. He is currently CEO of Echo360 which provides a next generation educational software platform to help over 500 institutions in 30 countries deliver better educational outcomes. Previously, Mr. Singer was a Senior Advisor to Masayoshi Son, President and CEO of Softbank Corporation in Japan and was also active as a venture partner at Softbank Capital in the U.S. Prior to Softbank, Mr. Singer held a number of senior roles at AOL including Chief Operating Officer of AOL Studios, Chief Operating Officer for ICQ (instant messaging) and Senior Vice President of Emerging Products. Prior to AOL, he was a founder of the Washington Post Online Service (now WashingtonPost.com) and a consultant with Bain & Company. Mr. Singer has served on a number of business, charitable and educational boards including DoubleClick, Motley Fool Company, Kennedy Center for the Performing Arts (International Committee), Queen’s University School of Business, Upper Canada College, The Langley School and “Warrior to Cyber Warrior” which focuses on providing distance learning training in the field of cybersecurity to wounded veterans. He was named one of Washingtonian Magazine’s “Tech Titans” in 2013 and 2015. He has also funded pioneering research in autism with the Children’s National Medical Center and Stanford University. Mr. Singer holds an MBA from Harvard University, as well as an LLB, MA in Philosophy, BA with Distinction in Philosophy, and a Bachelor of Commerce (Honours) from Queen’s University in Canada. He is also a recipient of the Tricolour award at Queen’s University.

Stephen Snyder

Mr. Stephen G. Snyder is Independent Director of Intact Financial Corp. Mr. Snyder was formerly President and CEO of TransAlta Corporation, a position he held since 1996 until his retirement on January 1, 2012. Previously, he was President & CEO of Noma Industries Ltd., GE Canada Inc. and Camco, Inc. He is Honorary Consul General (Calgary) for the Government of New Zealand. Mr. Snyder was also a member of the Board of TransAlta Corporation until January 1, 2012 and is a past Director of Anaergia Inc., the Canadian Imperial Bank of Commerce and CCEMC. He is the past Chair of the following organizations: the Calgary Stampede Foundation Campaign, Alberta Secretariat for Action on Homelessness, the Calgary Committee to End Homelessness, the Calgary Homeless Foundation, the Canada-Alberta ecoEnergy Carbon Capture & Storage Task Force, the Conference Board of Canada, the Calgary Zoological Society, the Canadian Electrical Association, the United Way Campaign of Calgary and Area, and the Calgary Zoo’s “Destination Africa” capital campaign. He was awarded the Alberta Centennial Medal in 2005, the Conference Board of Canada 2008 Honorary Associate Award, the Chamber of Commerce Sherrold Moore Award of Excellence in 2009, the Canadian Energy Person of the Year Award by the Energy Council of Canada in 2010 and was Alberta Oil magazine’s CEO of the year for 2011. Mr. Snyder holds a Bachelor of Science in chemical engineering from Queen’s University as well as an MBA from the University of Western Ontario. In addition, he has honorary degrees from the University of Calgary (LLD) and the Southern Alberta Institute of Technology (Bachelor of Applied Technology).

Carol Stephenson

Ms. Carol M. Stephenson is Independent Director of Intact Financial Corp. Ms. Stephenson served as the Dean of the Ivey Business School at Western University from July 2003 until her retirement in September 2013. She worked for more than 30 years in the telecommunications and technology industries, most recently as President and Chief Executive Officer of Lucent Technologies Canada. Ms. Stephenson currently serves on the board of directors for several top Canadian and U.S. companies. She is the former Chair of the Government of Canada’s Advisory Committee on Senior Level Retention and Compensation, a position she held for more than 10 years. From 2005-2007, Ms. Stephenson served as a Member of the Prime Minister’s Advisory Council on Science and Technology. In November 2006, she was appointed by the Federal Government to serve on the Board of Directors of the Vancouver Olympic Games Organizing Committee (VANOC). In 2008, she was inducted into Canada’s Telecommunications Hall of Fame. In 2009, Ms. Stephenson was given one of the highest honours a Canadian civilian can achieve and was appointed an Officer of the Order of Canada for her contributions to the development of our national telecommunications industry and for her work at the Ivey Business School. In 2011, she was ranked one of Canada’s Top 25 Women of Influence. In 2016, she was recognized by the National Association of Corporate Directors as one of the top 100 directors in North America. Ms. Stephenson is a graduate of the University of Toronto. She has also completed the Executive Program at the Graduate School of Business Administration, University of California at Berkeley, and the Advanced Management Program at Harvard University. She was awarded an honorary doctorate from both Ryerson Polytechnic University and Western University. Ms. Stephenson was appointed a member of the Company’s former Advisory Board in 1999 and was previously a member of our Board of Directors in 1999. She has also been a director of the Company’s

William Young

Mr. William L. Young is Independent Director of the Company. Mr. Young is a corporate director with extensive public company board experience. He has been a member of the Magna International Board of Directors since 2011, and has chaired that Board since 2012. He also has extensive experience in the private equity sector. He co-founded and was a partner of Monitor Clipper Partners, a private equity firm established in 1998. He is also a founding partner of Westbourne Management Group (1988) and was a partner in the European practice of Bain & Company (1981- 1988). Mr. Young possesses significant operational experience, as well as extensive mergers and acquisitions experience. He is Chair Emeritus of the Board of Trustees of Queen’s University, which he chaired from 2006 to 2012, is a member of the Canadian Institute for Advanced Research (CIFAR) and Canadian Partnership Against Cancer (CPAC) Boards, and has significant private company board and board leadership experience over the last 20 years, including a number of European and U.S.-based companies. Mr. Young is a professional engineer (P.Eng. – Ontario) with a B.Sc (Honours) in chemical engineering (Queen’s) and a MBA with distinction (Harvard).