Edition:
India

Yes Bank Ltd (YESB.NS)

YESB.NS on National Stock Exchange of India

39.25INR
17 Jan 2020
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Summary

Name Age Since Current Position

Brahm Dutt

68 2019 Non-Executive Independent Part-Time Chairman of the Board

Ravneet Gill

56 2019 Chief Executive Officer, Managing Director, Additional Director

Anurag Adlakha

2019 Group Chief Financial Officer

Ashish Agarwal

2016 Senior Group President

Arun Agrawal

2019 Senior Group President

Rajiv Anand

2017 Group President

Vinod Bahety

2019 Senior Group President

Nirav Dalal

2019 Senior Group President

Devamalya Dey

2017 Senior Group President

Vineet Dhar

2019 Group President

Neeraj Dhawan

2019 Senior Group President

Aseem Gandhi

2019 Group President

Parag Gorakshakar

2019 Senior Group President

Sumit Gupta

2019 Senior Group President

Kapil Juneja

2017 Group President

Amit Kumar

2016 Group President

Deodutta Kurane

2019 Senior Group President

Punit Malik

2019 Senior Group President

Sanjiv Misra

2019 Group President

Rajat Monga

2018 Senior Group President

Sanjay Nambiar

2014 Group President

Asit Oberoi

2019 Senior Group President

Kumar Padhmanabhan

Senior Group President

Ritesh Pai

2019 Group President

Rajan Pental

2019 Senior Group President

Lata Pillai

2019 Group President

Anup Purohit

2019 Group President

Ajay Rajan

Group President

Shubhada Rao

2016 Group President

Jyoti Ratho

2019 Group President

R. Ravichander

2016 Group President

Nikhil Sahni

2017 Group President

Amit Sanan

2017 Group President

Amit Sureka

2017 Group President

Namita Vikas

2016 Group President

Raj Ahuja

2019 Group Chief Strategy Officer

Shivanand Shettigar

2019 Group President and Company Secretary

R. Gandhi

2019 Additional Director

Shagun Gogia

44 2019 Additional Non-Executive Non Independent Director

Subash Kalia

67 2018 Non-Executive Non Independent Director

Ravinder Khanna

68 2019 Additional Non-Executive Non Independent Director

.. ..

66 2019 Additional Independent Director

Anil Jaggia

57 2019 Additional Independent Director

Pratima Sheorey

46 2018 Independent Director

T. Vijayan

65 2018 Additional Independent Director

Biographies

Name Description

Brahm Dutt

Mr. Brahm Dutt is Non-Executive Independent Part-Time Chairman of the Board of the Company. Mr. Brahm Dutt, Non-Executive Independent Director, was appointed as ‘Part-Time Chairman’ of the Bank w.e.f. January 11, 2019, pursuant to the approvals received from RBI and will hold office till January 10, 2022. During his career in the IAS for 37 years, he held several posts in the State Government of Karnataka as well as in the Central Government and rose to the level of Secretary to Government of India. Before retirement from the service, he worked as Secretary in the Cabinet Secretariat and in the Ministry of Road Transport & Highways, for over three and half years. After retirement from the IAS, he was an advisor (Energy & Highways) to Government of Karnataka from May 2011 to September 2013. Besides advising several private companies on issues related to SMEs, FDI, Infrastructure, Highways and Power, he was also associated with several government committees and task forces. His core competence is in the area of SME development. He had held prominent positions such as Joint Development Commissioner for Handlooms, Ministry of Textiles, Executive Director, Indian Silk Export Promotion Council and Joint Secretary (SSI), Ministry of Industry, in Government of India for over 10 years and Director of Industry and Commerce in Karnataka for about 2 years. He has acted as a member on the Board of Directors of SIDBI, NSIC, KSFC, KSSIDC and several other public sector undertakings associated with development and financing of small scale and micro enterprises. He has closely dealt with issues connected with availability of credit to these sectors and was associated with several high level committees for improving availability of credit to these sectors. M. Sc. (Physics), MA (Economics) & LL.B. and has more than 37 years of experience in Indian Administrative Services (IAS).

Ravneet Gill

Mr. Ravneet Singh Gill is Chief Executive Officer, Managing Director, Additional Director of the Company. Mr. Ravneet Singh Gill took charge as MD & CEO of the Bank w.e.f. March 1, 2019. Prior to joining YES BANK he was the Chief Executive Officer of Deutsche Bank in India and was also a member of Deutsche Bank AG’s Asia Pacific Executive Committee since July 2012. He has approximately 33 years of extensive banking experience across structured financing, foreign exchange, transaction banking, risk management and private banking. He joined Deutsche Bank in 1991 in Private Wealth Management and moved to the Corporate Bank in 1993. In 1995, India embarked upon the largest telecoms privatization in the world and he ran the Telecoms Group from 1995-2000. During this period, Deutsche Bank became the pre-eminent ‘Telecoms Bank’ in the country with a dominant market share and telecoms became the bank’s defining business. In 2003, he took over as Head of Corporate Banking Coverage and held the position till December 2008 when he was appointed Head of Coverage for Global Markets. In 2011, he took over as Head of Capital Markets & Treasury Solutions before being promoted as Chief Executive Officer in 2012. He holds a Masters degree from Hindu College, Delhi University. He was on the Management Committee of the Indian Banks Association (IBA) from 2012 to 2018. He was also on the Advisory Boards of Daimler India Ltd. and sits on the Advisory Board of the IPL franchise Rajasthan Royals. Masters in Political Science from Hindu College, University of Delhi (Year 1985).

Anurag Adlakha

Mr. Anurag Adlakha is Group Chief Financial Officer of the Company. Anurag is a Chartered Accountant (ICAI), and has been the CFO for past 19 years with two of India's Top Foreign Banks. Anurag has over 30 years of rich experience in managing regional responsibilities and overseas assignments, having built and led large and diverse Finance teams across geographies. In his last role, he was designated as CFO for Jana Small Finance Bank and was responsible for Finance, Investor Relations, Procurement and Treasury Back Office. In his previous roles, he has been associated with the Standard Chartered Bank as CFO, India (2016- 2017), Interim CEO, India (6 months in 2015-16) as well as Regional CFO for India and South Asia (2007- 2015); CFO, HSBC India and Deputy CFO, Saudi British Bank (HSBC Group) based out of Saudi Arabia. In his previous organizations, he was also a Member of Country EXCO for India banking operations and Board & Audit Committee member for various India subsidiaries covering NBFCs, Private Equity, Asset Management (Trustee Company) & Securities Trading. In previous roles, Anurag has been involved hands-on in fund raising and strategizing organizational turnaround.

Ashish Agarwal

Arun Agrawal

Mr. Arun Agrawal is an Senior Group President of Yes Bank Limited. He leads the International Banking Group at YES BANK, developing business and managing relationship with global financial institutions including banks, multi/bilateral agencies, exchange houses, merchant banks and financial sponsors. Focus of the team is on building strategic relationships in important geographies across the globe, in close coordination with the various product/business/service groups to ensure quality service delivery. He joined YES BANK in 2005 as the Country Head – Financial Institutions & International Banking, where he led the Financial Institutions Relationship Management function. Prior to joining YES BANK, he was heading ICRA’s Western Region operations, as General Manager and Regional Head. As a key member of ICRA’s core management team, he was responsible for profitability, business development and growth of ICRA in Mumbai. Arun brings with him over 13 years of experience in the area of Business Development, Credit Ratings and Market Analytics at ICRA (the Indian associate of Moody’s Investor Service). Prior to ICRA, he was heading the Gujarat Sales, Data Products Division at Larsen & Toubro where he was instrumental in setting up an independent, profit making marketing branch for the division in Gujarat. He is a B.E. (Electronics & Communications) and a batch topper in Masters in Management Studies from S. P. Jain Institute of Management and Research, Mumbai. He has been part of the Advanced Management Programme with a specialization in “Managing Growth in the Financial Services Business” from the Manchester Business School, UK/Administrative Staff College of India.

Rajiv Anand

Vinod Bahety

Nirav Dalal

Mr. Nirav Dalal is an Senior Group President of Yes Bank Limited. He was responsible for building and developing the Financial Markets, Fixed Income and Sales function in YES BANK focusing on Fixed Income trading and client distribution of FX, Fixed Income, Derivatives and Structured Products. Nirav is also responsible for developing and executing mandates for the Debt Capital Markets businesses spanning origination, structuring, distribution, secondary trading and investment management. As a market practitioner, Nirav has been invited to speak at various Conferences on corporate bond markets. Nirav has also been profiled by the Economic Times as one of the traders redefining the corporate bond markets in India. He has a Bachelor’s Degree in Commerce from Narsee Monjee College of Commerce & Economics, Mumbai and a Masters in Management Studies from the University of Mumbai.

Devamalya Dey

Mr. Devamalya Dey is Senior Group President of Yes Bank Limited. He was responsible for planning, directing and controlling the auditing activities in all the functions of the Bank to ensure fullest compliance with regulatory norms and policy requirements. He is also responsible for ensuring the timely completion of all audit activities and also the preparation of requisite working papers and to liaison with the external auditors. Devamalya brings with him 16 years of experience across diverse business functions and geographical locations. Prior to joining YES BANK, he was working as Vice President - Audit & Risk Review with the Citigroup. In this capacity, Devamalya was a part of the Asia Audit team based in Mumbai. His primary responsibility included assessing key risks under 9 broad risk families (which include strategic/franchise, legal/compliance, financial reporting, staffing/organization, market, cross border, operational and systems/technology). At Citigroup, Devamalya led a team of 15-30 senior audit and line personnel coming from multi- ethnic and diverse functional backgrounds. His key achievements include the review of e-serve & India Cash Management, e- serve & India Trade Services, India CitiFinancial, Bank Handlowy (Poland) Trade amongst many others.

Vineet Dhar

Neeraj Dhawan

Aseem Gandhi

Parag Gorakshakar

Sumit Gupta

Mr. Sumit Gupta is an Senior Group President of Yes Bank Limited. He was earlier leading the Emerging Corporates Banking at YES BANK, focused at catering to the Banking needs of EMERGING INDIA. As a part of the initial start up team, Sumit was instrumental in establishing YES BANK’s presence in this segment. He was also responsible for developing YES BANK’s Knowledge Management practise for some of the key ECB sectors like Gems & Jewellery, Textiles, Auto-components, Media and Entertainment and Logistics. Sumit is part of the Executive Management Team at YES BANK. Prior to joining YES BANK, Sumit was Associate Director with Rabo India (100% subsidiary of Rabobank International, Netherlands, a AAA rated financial institution). He has over 12 years of experience in various capacities in leading organizations like Standard Chartered Bank, CRISIL (a subsidiary of Standard & Poors’, USA) and Maruti Udyog Limited (Subsidiary of Suzuki Motor Company, Japan). Sumit holds an MBA Degree in Finance from IIM Calcutta and is a B.Tech (Mechanical) from IIT Delhi.

Kapil Juneja

Amit Kumar

Mr. Amit Kumar is an Group President of Yes Bank Ltd. He is responsible for building the wholesale banking business of the bank since its inception. As part of the top management team of YES BANK, Amit is responsible for managing the wholesale banking business nationally for bank in India with the primary objective of developing new businesses for the various offerings of the bank in line with the its strategy, ensure sustained revenue and liability generation, proactively manage portfolio risk, build and manage a team of relationship managers, ensure adherence to systems, control and processes and communicate YES BANK brand. Amit is a member of the various committees of the bank viz. asset liability, risk management, FASCOM, audit and compliance etc. He has also been non voting member of Jury for Business Today YES Bank CFO Awards for selection of best CFOs and has represented YES bank as a speaker/panelist/presenter in various award functions, seminars and panel discussions Prior to joining YES BANK, he was with ANZ Investment Bank (1996-2004), investment banking arm of ANZ Grindlays Bank, where he was responsible for building the Corporate & Project Finance business of the bank focusing on M&A/Capital Raising/Government disinvestments/restructurings and project advisory and financing. He holds a Post Graduate Diploma in Management from IIM Ahmedabad (1989-91) and a Bachelor of (Hons) in Electrical & Electronics Engineering from BITS Pilani (1984-88).

Deodutta Kurane

Mr. Deodutta R. Kurane is an Senior Group President of Yes Bank Limited. He is spearheading the Human Resources function. Prior to joining YES BANK, Deodutta was responsible for developing and executing the HR strategy at Bajaj Allianz as the Head - HR. He has been instrumental in developing a performance culture in the organisation along with an effective reward and recognition system. One of his key at Bajaj Allianz was in the area of learning and development with online and offline training programs and leadership development initiatives. Deodutta has conceptualised and implemented an HR IT system at Bajaj Allianz, prior to which, he was with Bharat Forge Ltd, Pune. Deodutta is a Gold Medalist in Industrial Relations and Welfare from the Xavier Labour Relations Institute (XLRI), Jamshedpur and brings with him over 25 years of work experience in diverse facets of HR.

Punit Malik

Mr. Punit Malik is an Senior Group President of Yes Bank Limited. He is spearheading the relationship for some key sectors like Infrastructure, Healthcare Hospitality, Education, Real Estate and Affordable Housing. Punit has about 20 years of experience in financing urban and social infrastructure projects in India. He is well conversant with private sector needs in healthcare, real estate and infrastructure projects. He has been involved in various mandates for fund raising including debt & equity syndication and advisory services for various state governments and key private sector stake holders for their large scale infrastructure & real estate projects. At YES BANK, along with handling relationship for some key sectors, he is also responsible for product development, building Human Capital strengths, effective delivery of services, and establishing the service levels required for the group. Prior to joining YES BANK, he was with ICICI Bank Ltd. He has over 20 years of experience in various capacities in India in leading organizations like ICICI Ltd, GE Capital India Ltd., ICRA and Reliance Industries Ltd Punit is a member of various industry associations, including Construction Industry Development Council, National Real Estate Development Council among others. He holds an MBA Degree in Finance from FMS Delhi and B.Tech from IIT Delhi.

Sanjiv Misra

Rajat Monga

Mr. Rajat Monga is Senior Group President of Yes Bank Limited. He is spearheading the Financial Markets, Financial Institutions Relationship Management and Investment Management practices in the Bank. He is responsible for building and developing the Financial Markets function in YES BANK focusing on trading and client distribution of FX, Fixed Income, Derivatives and Structured Products in addition to balance sheet management. Rajat is also responsible for institutionalizing practices in all aspects of financial accounting, taxation, technology based Management Information Systems and expense management. His role also includes ensuring the integrity of all aspects of Financial Management in fullest compliance with the Bank’s accounting standards and Corporate Governance policies. Rajat brings with him considerable and experience in the areas of Balance Sheet Management, Treasury Management, Financial Markets and Product Development. Prior to joining YES BANK, Rajat was working with Rabo India Finance as the Head, Financial Markets, India. He has also worked with the Unit Trust of India as a part of the Market Operations Department where he co-managed four equity mutual fund schemes, along with undertaking secondary market debt operations for all debt mutual fund schemes. He is an engineer from IIT Delhi and holds a postgraduate diploma in Management from IIM, Ahmedabad.

Sanjay Nambiar

Asit Oberoi

Mr. Asit Oberoi is an Senior Group President of Yes Bank Ltd. He is a chartered accountant by profession, has 20 years of experience in the banking and finance arena and has worked with Fidelity International, Standard Chartered Bank, ANZ Grindlays Bank and Bank of America. At YES BANK, Asit is involved in creating the significantly important total Service proposition at the branch level, and works closely with all the Business Heads, to provide the necessary touch points and enhance and offer a superior customer experience at YES BANK. He is a Bachelor of Commerce from the University of Mumbai and a Chartered Accountant. He brings with him 20 years of experience in Banking & Financial services industry spanning across Fidelity International, Standard Chartered Bank, ANZ Grindlays Bank & Bank of America. He has General management experience which includes leading teams in a range of Finance & Operations functions. He also has experience in new business set ups.

Kumar Padhmanabhan

Ritesh Pai

Rajan Pental

Lata Pillai

Anup Purohit

Ajay Rajan

Shubhada Rao

Dr. Shubhada Rao is an Group President of Yes Bank Limited. She was responsible for the Economic Research Unit compiling forecasts through superior econometrics modelling techniques of all important macro-economic indicators, at the Bank. She is also responsible for providing interest rate/exchange rate & other inputs to the Asset and Liabilities Committee on an ongoing basis. Shubhada brings with her over 16 years of experience in academia and industry wherein she has pioneered research design geared to assist corporate investment decisions, economy forecasts, comprising growth and inflation projections, as well as interest and exchange rate forecasts, to enable formulation of business strategies. Prior to joining YES BANK, Shubhada set up an Economic Consulting firm and has been retained by the RBI to serve as an external on a project titled ‘Bank Soundness & Macroeconomic Policy’. Prior to this, she worked with Kotak Institutional Equities as Chief Economist, with Bank of Baroda as Economist and Head, Economic Advisory at CRISIL Advisory Services. Shubhada began her career in banking with ICICI Bank in their planning and treasury department after completing a PhD in Economics from the University of Mumbai.

Jyoti Ratho

R. Ravichander

Mr. R. Ravichander is an Group President of Yes Bank Limited. He heads Business Development for the Southern Region across all funstions – Wholesale and retail functions of the Bank. He represents MD and CEO’s office in South India and is also responsible for managing relationships with the State Government and other industry bodies for various initiatives. Ravi brings with him over 25 years of experience in Business Development. Prior to YES BANK, Ravi was the Vice President for Business Development in the South at Rabo India Finance. Prior to that, he was with Bank of America, where he was responsible for Corporate Banking, Corporate Payments, Corporate Depository Business, Cash Management, NRI business and Traveller's Cheques Business. He holds a Masters Degree in Business Management and is also a graduate in Law. He is also the recipient of the prestigious CEO's Golden Pin award at YES BANK for outstanding contribution to Institutional Growth.

Nikhil Sahni

Mr. Nikhil Sahni is Group President of Yes Bank Limited. He was responsible for managing the Bank's relationships with all Government entities that include Central & State PSUs, Ministries, Local State bodies/authorities. He and his team focus on cross-selling of all wholesale banking products & services, with significant focus on cross sell of Liability, Trade, Debt Capital Market, FX and Corporate Finance product offerings. Nikhil also leads the Strategic Government Advisory function which focuses on Advisory and Business Development opportunities from State Governments, complementing the GRM team in generating more business opportunities around the Government ecosystem, and increasing strategic Relationship Networks with Central & State government and other related stakeholders and build traction across the key knowledge sectors in the form of PPP Project Mandates. Nikhil has 15 years of experience across Wholesale Banking, Commercial Banking, Investment Banking, Retail & Branch Banking, Business Banking, Corporate Sales & Corporate Strategy. Prior to handling these important Government functions, he was heading the Branch Banking function at YES BANK. Nikhil was responsible for managing and executing strategic initiatives at Rabo India Finance before joining YES BANK as one of its first employees. Prior to Rabo India, he was a part of the Corporate Planning team of Bennett Coleman & Co Ltd. He completed his post graduate diploma in Management from the Indian Institute of Management, Ahmedabad and also holds a Bachelors Degree in Electrical Engineering from Punjab Engineering College, Chandigarh.

Amit Sanan

Amit Sureka

Namita Vikas

Ms. Namita Vikas is an Group President of YES BANK LTD. She spearheads YES BANK’s Version 2.0 Vision & Strategy of further strengthening the bank as a commercially viable financial institution with sustainability principles incorporated within its core operations. Mainstreaming sustainability and creating stakeholder value through sustainable development and finance are her key focus areas. Her work involves overall Sustainability Management, Research, Triple Bottom-line Accounting, Responsible Finance/Investing and CSR. In her current role, she also serves as a Board Member of “YES FOUNDATION", which she set up and now guides its overall strategy. She is elected to United Nations Environment Programme Finance Initiative (UNEP FI) Global Steering Committee and is the Vice Chair of UN Natural Capital Declaration (NCD). Besides this, she sits on advisory boards of Responsible Investment Research Association (RIRA), UNEP-FI Banking Commission, World Resource Institute - India GHG Program, Indian Centre for CSR (ICCSR) and Enactus India. Committed to sustainability, she has been serving as a member of UNGC, TERI-BCSD, Environment, Innovation, CSR & Sustainability Committees of Industry bodies, besides being a Jury on several sustainability awards like the World Bank’s Development Market Place Initiative for India and Tata Group Innovista Awards. Given her in-depth understanding, she is often invited to speak on sustainability and CSR at large international and national platforms. She has an Advanced Management Degree in CSR and Leadership from Swenska Institute, Sweden, Bachelor degree in Economics from Mumbai University.

Raj Ahuja

Mr. Raj Ahuja is Group Chief Strategy Officer of the Company. He is a Chartered Accountant (ICAI), Cost Accountant (ICWAI) and also holds a bachelor's degree in Commerce from the prestigious Sri Ram College of Commerce, University of Delhi. Raj Ahuja will be responsible for overseeing the strategic financial management of the Bank and its subsidiaries at the Group level. In this critical leadership role, he will be involved in driving financial performance and bringing further rigor to financial and investment decisions across the Bank and its subsidiaries. Raj will report directly to Rana Kapoor, Managing Director & CEO, YES BANK. Raj has over 26 years of rich experience managing Finance and allied areas, Operations, Fintech, Compliance and Regulatory aspects. In his last role, he was designated as CFO and Head of Enterprise functions for Reliance Jio Infocomm Limited. Raj has also been associated with FINO Paytech Limited, One97 (PayTM) Communications Limited, Star India Private Limited, NXP Semiconductors India Limited, Wipro, NetCracker Limited and American Express.

Shivanand Shettigar

R. Gandhi

Shagun Gogia

Ms. Shagun Kapur Gogia is Additional Non-Executive Non Independent Director of the Company. Ms. Shagun Kapur Gogia is the Founder and Managing Director of Tuscan Ventures which she founded in 2007. Tuscan was built with a focus on providing value based capital & operational expertise to building businesses around disruptive teclnologies, financial services, supply chain services & food. Prior to founding Tuscan Ventures, Ms. Shagun Kapur Gogia was at ICICI Ventures, India’s largest private equity fund, where she handled private equity placements in India. She has 20+ years of extensive experience in General & Financial Management of corporate bodies. Her specialization includes Economics, Business Management, Business Strategy, Finance, Leadership, Management Consultancy, Organization & Institution Building, Strategic Management and Strategic Planning. Ms. Shagun Kapur Gogia is a cum laude Double Major in Economics and Biology from Tufts University, USA. She also holds an MBA in Finance from the Indian School of Business, Hyderabad.

Subash Kalia

Mr. Subash Chander Kalia is Non-Executive Non Independent Director of the Company. Mr. Subhash Chander Kalia has rich experience of over 38 years in the Banking Industry holding key positions in India and abroad. Previously, Mr. Kalia served as an Executive Director of Union Bank of India from November 2009 to September 2011. He also served as an Executive Director of Vijaya Bank Ltd. from October 2008 to November 2009. Mr. Kalia joined Bank of Baroda in 1973 and worked in several capacities up to the level of General Manager till 2008. He was instrumental in setting up Baroda Pioneer Asset Management Company and Baroda L & G Life Insurance Company. He has significant expertise in Agriculture lending, Financial inclusion and Priority Sector Lending. He has also served on various Committees constituted by RBI/ Association/ Government of India such as Indian Banks’ Association Committee on Agro Business and Financial Inclusion for the year 2010-11, Empowered Committee on External Commercial Borrowing of RBI, Committee constituted by RBI to re-examine the existing classification and suggest revised guidelines with regard to Priority Sector Lending classification and related issues, Committee constituted by Government of India to identify issues in financing of Projects in Road, Conventional Power, Fuel & Energy, Urban Transport and other Sectors as identified in Indian Infrastructure Report, etc. He has also been associated with corporate and NBFCs as advisor in Financial Service sector space. He has rich experience in corporate governance practices followed in India and abroad, having served on the Boards of several Banks and Institutions. He has also served as the Chairman of Regional Rural Bank, Pratapgarh, Director on the Board of erstwhile Bareilly Corporation Bank Limited, Nainital Bank Limited, Shahjahanpur Kshetriya Gramin Bank Limited and Bareilly Kshetriya Gramin Bank Limited and various overseas subsidiaries of Bank of Baroda, etc.

Ravinder Khanna

Mr. Ravinder Kumar Khanna is Additional Non-Executive Non Independent Director of the Company. Mr. Ravinder Kumar Khanna has over 40 years of experience in Indian Industry. He started his career in the Process. Industry at Ballarpur Industries Limited. He later promoted his own companies, M/s. Techcraft (‘Techcraft’) and Kwik Form Structurals Private Limited (‘Kwik-form’). Techcraft developed a software technology park in Noida (U.P.) in the Year 2000 and currently provides infrastructure facilities for software development to various multinationals in India. Kwikform was involved in manufacturing of pre-engineered steel buildings and has executed projects with Airports Authority of India, Central Public Works Department and Indian Railways. Mr. Ravinder Kumar Khanna has also served as President of Rotary Club of Delhi, Chankyapuri. B. Tech from Indian Institute of Technology (IIT), Delhi (1971) and Masters in Business Administration from Faculty of Management Studies (FMS), Delhi (1973).

.. ..

Mr. Maheswar Sahu is Additional Independent Director of the Company. Mr. Maheswar Sahu is an ex-senior civil servant with over 30 years of leadership experience in Central and State Governments. He joined the Indian Administrative Service (IAS) in 1980 and has served the Government of India and Government of Gujarat in various capacities for more than three decades before retiring as Additional Chief Secretary, Government of Gujarat in 2014. His career span includes more than 20 years of service in industry and more than 10 years of active involvement in Public Sector Undertaking Management. He has worked for more than 3 years in United Nations Industrial Development Organization. He was instrumental in organization of four Vibrant Gujarat events. He has extensive exposure in Administrative roles, Project Management, IT projects, Marketing and policy making at District, State and Central levels and has also contributed towards infrastructure development, infrastructure finance, investment, IT development and technology promotion as well as private sector development. He has extensive interaction with International/ National/State Level Industry and Trade Bodies. His area of specialization includes Strategic Planning, Direction and Decision, Leadership, Connect & Influence, Coaching, Organization & Institution Building, Large Scale Project Management, Environment Management, Policy Making, Corporate Society Responsibility and Implementation of Infrastructure Projects. B.Sc. (Engg.) in Electrical in 1977 from NIT, Rourkela and Masters of Public Administration from University of Birmingham, United Kingdom in 1994.

Anil Jaggia

Mr. Anil Jaggia is Additional Independent Director of the Company. Mr. Anil Jaggia has nearly three decades of expertise in the Banking and Financial Services covering HDFC Bank, Centurion Bank of Punjab and Citi Bank. A senior banker with an impeccable leadership track record, Mr. Jaggia brings in considerable expertise in Information Technology along with other areas such as Customer Service, Operations, Financial inclusion, Enterprise Transformation, Quality Improvement, and Administration. He is presently an Advisor and Consultant in Financial Services sector. He is ex-Group Head and ex-Chief Information Officer of HDFC Bank. He is well known in the Banking Industry as a Technology leader who spearheaded HDFC Bank’s IT function at a market leadership position. At HDFC bank, he also led various other functions like Financial Inclusion and Customer Service. As Chief Operating Officer, he was also a part of core leadership team which helped restructure and recapitalize Centurion Bank of Punjab. He has successfully executed three mergers, while integrating all business processes including IT system in record time. He has worked with Citibank in India, Singapore and USA in businesses covering Cash Management, International Trade, Foreign Exchanges & Derivatives, Asset Sale and Commercial Cards and worked across functional areas including Business Management, Product Management, Operations, Sales and Trading. He held the position of Head – Forex & Derivatives as his last assignment with Citi Bank in India. He is Currently on the Board of EpiMoney Private Limited, Mr. Jaggia served on the Boards of HDB Financial Services Limited (NBFC subsidiary of HDFC Bank Limited) and SBI Cards and Payments Services Private Limited in the past. He has also served on the Global Customer Advisory Board of IBM; and Global Customer Advisory Board of CISCO. Mr. Anil Jaggia is a Bachelor of Technology from Indian Institute of Technology, Kanpur and also a Post Graduate Diploma of Management from Indian Institute of Management,

Pratima Sheorey

Dr. Pratima Sheorey is Independent Director of the Company. She has over 21 years of experience in Academics (Marketing), Consumer behavior, Market Research, Training and Customer Insight mapping. She is currently the Director of Symbiosis Centre for Management and Human Resource Development (SCMHRD), a leading B-school in Pune. She has also served as Director of Symbiosis Institute of International Business (SIIB) from April 2013 to August 2013. Dr. Sheorey was a full time Faculty at SCMHRD as Associate Professor in the Department of Marketing from July 2007 till April 2013 as well as a Visiting Faculty from June 1999 till January 2001 and Full time faculty from January 2001 till July 2003. She has also been associated with Hero Corporate Services Limited, ORG – MARG (The Nielson Company) and IMRS India Ltd. for Research. Dr. Sheorey brings with her extensive research on Consumer behavior, Customer loyalty, Market research across consumer focused sectors, with a specific emphasis on creating an all-round experience in customer engagement. She has co-authored numerous papers for Journals and has also co-authored a chapter, ‘A conceptual framework for determining brand attitude and brand equity through text analytics of social media behavior’ in Encyclopedia of Information Science and Technology. Dr. Sheorey is a Ph.D. in Marketing and is an MBA (Marketing) from Pune University. She is a Bachelor of Science (Microbiology) from Pune University and has qualified USG NET in 2012.

T. Vijayan

Mr. T. S. Vijayan is Additional Independent Director of the Company. Mr. Thai Salas Vijayan is an eminent leader, with an impeccable public track record. He was the past Chairman of Insurance Regulatory & Development Authority of India (‘IRDAI’). Before assuming charge as Chairman, IRDAI in 2013, Mr. Vijayan held several senior leadership positions in various capacities in the Life Insurance Corporation of India (‘LIC’), India’s largest Insurance Company, and assumed responsibility as its Chairman in 2006. He took charge as Chairman of LIC when competition was at its peak upon opening of insurance sector in 2001. His career in LIC started as a Direct Recruit Officer in the year 1977 and some of the important assignments held by him were Managing Director of LIC, Executive Director (IT & BPR), Director and Chief Executive of LIC Housing Finance Limited Carehomes. His specialization includes Information Technology, Human Resources & Marketing. He was the architect of the concept of Satellite Offices in LIC which brought about a revolution in customer service. He has participated in several national and international seminars in the areas of Information Technology, Strategic Management, Corporate Governance, Financial Management, Value creation in Service industry etc. He has received extensive training in Business Schools like Indian School of Business and apex training institutes like NIA, MDC etc. He also serves as director on various companies such as Muthoot Microfin Limited. His specialization includes Information Technology, Technology, Marketing, Human Resource, Strategic Management and Corporate Governance. Special Graduate Degree from Kerala University Diploma in Management.