Edition:
India

AU Small Finance Bank Ltd (AUFI.NS)

AUFI.NS on National Stock Exchange of India

660.00INR
17 May 2019
Change (% chg)

Rs19.25 (+3.00%)
Prev Close
Rs640.75
Open
Rs642.85
Day's High
Rs675.00
Day's Low
Rs641.05
Volume
541,410
Avg. Vol
336,352
52-wk High
Rs745.00
52-wk Low
Rs500.50

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2019 Mar '19 3.980
Dec 3.210
Sep 3.080
Jun 2.620
FY 2018 Mar '18 2.837
Dec 2.700
Sep 2.340
Jun 2.120
FY 2017 Mar '17 3,445.00 0.364
Mar '17 7,245.10 5.538
Dec 3,260.89 2.917
Sep 6,570.21 23.259
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Quarter Ending Sep-19 1 6,035.00 6,035.00 6,035.00 --
Quarter Ending Dec-19 1 6,371.00 6,371.00 6,371.00 --
Year Ending Mar-19 7 18,198.80 18,671.00 17,947.60 --
Year Ending Mar-20 8 24,801.40 25,659.00 23,927.70 24,831.10
Year Ending Mar-21 8 32,781.70 33,611.00 31,029.70 35,420.50
Earnings (per share)
Quarter Ending Sep-19 2 4.28 4.80 3.75 --
Quarter Ending Dec-19 2 4.76 4.90 4.62 --
Year Ending Mar-19 10 12.83 13.60 12.10 --
Year Ending Mar-20 11 17.91 20.00 16.00 20.92
Year Ending Mar-21 11 25.23 28.80 21.82 29.45
LT Growth Rate (%) 1 28.80 28.80 28.80 --
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 56.00 40.57 19.18
P/E High - Last 5 Yrs. -- 29.80 24.08
P/E Low - Last 5 Yrs. -- 9.30 11.35
Beta -- 1.18 1.45
Price to Sales (TTM) 11.77 6.26 5.76
Price to Book (MRQ) -- 4.06 2.71
Price to Tangible Book (MRQ) -- 4.40 2.80
Price to Cash Flow (TTM) 108.83 71.57 23.32
% Owned Institutions -- 2.69 0.70

Dividends

  Company industry sector
Dividend Yield -- 1.58 1.98
Dividend Yield - 5 Year Avg -- 1.14 2.06
Dividend 5 Year Growth Rate -- 16.00 21.24
Payout Ratio(TTM) 0.00 19.23 18.80

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 23.48 20.02 17.12
Sales (TTM) vs TTM 1 Yr. Ago -- 15.87 10.72
Sales - 5 Yr. Growth Rate 43.87 15.26 13.73
EPS (MRQ) vs Qtr. 1 Yr. Ago -89.80 7.53 36.73
EPS (TTM) vs TTM 1 Yr. Ago -- -- --
EPS - 5 Yr. Growth Rate 86.56 16.10 10.12
Capital Spending - 5 Yr. Growth Rate 113.95 12.34 18.94

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.27 0.05
Current Ratio (MRQ) -- 0.88 1.64
LT Debt to Equity (MRQ) -- 189.53 33.88
Total Debt to Equity (MRQ) -- 256.17 73.57
Interest Coverage (TTM) -- 54.64 13.67

Profitability Ratios

  Company industry sector
Gross Margin (TTM) 62.73 45.16 3.45
Gross Margin - 5 Yr. Avg. -- 45.30 3.11
EBITD Margin (TTM) 31.18 -- --
EBITD - 5 Yr. Avg 41.45 22.21 47.91
Operating Margin (TTM) 29.39 16.87 36.20
Operating Margin - 5 Yr. Avg. 57.04 -26.13 40.49
Pre-Tax Margin (TTM) 32.66 18.37 36.73
Pre-Tax Margin - 5 Yr. Avg. 47.78 -25.66 40.98
Net Profit Margin (TTM) 21.12 12.53 29.43
Net Profit Margin - 5 Yr. Avg. 33.22 -31.55 32.49
Effective Tax Rate (TTM) 35.33 25.97 21.07
Effective Tax Rate - 5 Yr. Avg. 30.46 27.08 20.81

Efficiency

  Company industry sector
Revenue/Employee (TTM) 1,744,719 52,928,038 57,718,024
Net Income/Employee (TTM) 368,472 9,045,835 20,807,677
Receivable Turnover (TTM) -- 97.53 13,238.91
Inventory Turnover (TTM) -- 153.05 1.33
Asset Turnover (TTM) -- 0.13 0.02

Management Effectiveness

  Company industry sector
Return on Assets (TTM) -- 1.53 2.59
Return on Assets - 5 Yr. Avg. 6.29 2.25 2.80
Return on Investment (TTM) -- 2.08 0.47
Return on Investment - 5 Yr. Avg. 9.79 3.23 0.48
Return on Equity (TTM) -- 10.54 15.38
Return on Equity - 5 Yr. Avg. 34.30 18.26 19.69
  1 Year 3 Year 5 Year
Sales % 35.35 35.82 43.87
EPS (TTM) % 240.97 126.48 86.56
Dividend % -- -- --
Note: Units in Millions of US Dollars

Performance for AU Small Finance Bank Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week 10.95 10.51 99 43
13 Week -- -- -- 64
26 Week -- -- -- 66
52 Week -- -- -- 49
YTD -- -- -- 82
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 46.18%
# of Holders: 57
Total Shares Held: 135,010,721
3 Mo. Net Change: 2,343,036
# New Positions: 2
# Closed Positions: 2
# Increased Positions: 11
# Reduced Positions: 14
# Net Buyers: -3
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