Edition:
India

RBL Bank Ltd (RATB.NS)

RATB.NS on National Stock Exchange of India

382.95INR
20 Sep 2019
Change (% chg)

Rs50.85 (+15.31%)
Prev Close
Rs332.10
Open
Rs333.00
Day's High
Rs398.40
Day's Low
Rs325.70
Volume
23,179,162
Avg. Vol
6,228,780
52-wk High
Rs716.40
52-wk Low
Rs286.10

Revenue & Earnings Per Share

    Revenue* Earnings Per Share**
FY 2020 Jun 6.070
FY 2019 Mar '19
Jun 4.550
FY 2017 Mar '17 3.288
Dec 3.270
Sep 2.440
Jun 2.970
 
*Note: Units in Millions ofRupee
**Note: Units in Rupee

Consensus Estimates Analysis

  # of Estimates Mean High Low 1 Year Ago
SALES (in millions)
Year Ending Mar-19 2 39,491.50 39,739.90 39,243.00 --
Year Ending Mar-20 3 54,219.20 56,502.70 50,572.00 48,828.20
Year Ending Mar-21 2 72,617.40 72,683.80 72,551.00 68,710.20
Earnings (per share)
Year Ending Mar-19 2 20.77 20.80 20.75 --
Year Ending Mar-20 3 25.59 28.60 22.65 28.42
Year Ending Mar-21 2 32.08 32.29 31.87 39.61
LT Growth Rate (%) 2 32.00 38.60 25.40 31.44
Sales and Profit Figures in India Rupee (INR);

Valuation Ratios

  Company industry sector
P/E Ratio (TTM) 21.06 20.61 21.14
P/E High - Last 5 Yrs. 41.83 22.67 23.86
P/E Low - Last 5 Yrs. 31.79 13.68 13.96
Beta -- 1.34 1.31
Price to Sales (TTM) 4.32 8.30 10.38
Price to Book (MRQ) 2.46 3.27 3.14
Price to Tangible Book (MRQ) 2.48 3.35 3.43
Price to Cash Flow (TTM) -- 18.32 19.48
% Owned Institutions -- 0.30 0.51

Dividends

  Company industry sector
Dividend Yield 0.60 2.22 2.23
Dividend Yield - 5 Year Avg -- 2.20 2.15
Dividend 5 Year Growth Rate -- 19.27 18.45
Payout Ratio(TTM) 12.42 35.18 35.41

Growth Rates

  Company industry sector
Sales (MRQ) vs Qtr. 1 Yr. Ago 52.68 14.66 22.32
Sales (TTM) vs TTM 1 Yr. Ago -- 11.09 12.99
Sales - 5 Yr. Growth Rate 36.06 11.25 11.40
EPS (MRQ) vs Qtr. 1 Yr. Ago 33.41 8.41 15.45
EPS (TTM) vs TTM 1 Yr. Ago -- -- --
EPS - 5 Yr. Growth Rate 51.24 9.79 9.76
Capital Spending - 5 Yr. Growth Rate 27.02 0.26 0.56

Financial Strength

  Company industry sector
Quick Ratio (MRQ) -- 0.00 0.04
Current Ratio (MRQ) -- 0.00 2.26
LT Debt to Equity (MRQ) 157.02 27.61 30.32
Total Debt to Equity (MRQ) 157.02 52.23 56.70
Interest Coverage (TTM) -- 0.01 14.23

Profitability Ratios

  Company industry sector
Gross Margin (TTM) -- 0.14 2.53
Gross Margin - 5 Yr. Avg. -- 0.14 2.46
EBITD Margin (TTM) -- -- --
EBITD - 5 Yr. Avg 56.66 49.90 48.51
Operating Margin (TTM) 21.59 42.72 41.73
Operating Margin - 5 Yr. Avg. 33.11 42.32 41.03
Pre-Tax Margin (TTM) 21.59 42.97 41.97
Pre-Tax Margin - 5 Yr. Avg. 33.11 42.39 41.32
Net Profit Margin (TTM) 20.77 33.49 32.96
Net Profit Margin - 5 Yr. Avg. 22.00 33.41 32.75
Effective Tax Rate (TTM) 3.81 22.24 21.97
Effective Tax Rate - 5 Yr. Avg. 33.54 21.41 21.23

Efficiency

  Company industry sector
Revenue/Employee (TTM) -- 564,012 35,337,206
Net Income/Employee (TTM) -- 93,046 10,120,606
Receivable Turnover (TTM) -- 0.69 13,667.60
Inventory Turnover (TTM) -- 0.00 0.82
Asset Turnover (TTM) -- 0.00 0.01

Management Effectiveness

  Company industry sector
Return on Assets (TTM) 1.26 2.72 2.81
Return on Assets - 5 Yr. Avg. 1.08 2.72 2.81
Return on Investment (TTM) -- 0.01 0.32
Return on Investment - 5 Yr. Avg. -- 0.01 0.34
Return on Equity (TTM) 12.60 17.01 16.45
Return on Equity - 5 Yr. Avg. 11.59 18.46 17.89
  1 Year 3 Year 5 Year
Sales % 38.16 31.93 36.06
EPS (TTM) % 31.35 35.84 51.24
Dividend % 28.57 21.64 --
Note: Units in Millions of US Dollars

Performance for RBL Bank Ltd

Period %
Actual
% vs.
S&P 500
Rank In
Industry
Industry
Rank
4 Week -28.51 -25.65 3 61
13 Week -31.84 -29.71 8 80
26 Week -20.40 -24.31 30 77
52 Week -19.51 -21.41 99 96
YTD -20.67 -24.47 29 72
Note:: Rank is a percentile that ranges from 0 to 99, with 99 = best.

Institutional Holders

% Shares Owned: 47.34%
# of Holders: 84
Total Shares Held: 203,280,892
3 Mo. Net Change: 2,971,873
# New Positions: 1
# Closed Positions: 2
# Increased Positions: 22
# Reduced Positions: 18
# Net Buyers: 4
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